Background on Inflation
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# CalculationCalculation

Enter years, monthly budget & guess long term inflation

Define the long term inflation, enter the year, your monthly budget and you see how much you need expressed in actual money value.
Default values are 1 year and 100 Euro per month.

Long term inflation :
000
2.9
→ for inspiration see

6
-
200

Monthly Budget
Years
base
base + Inflation
inflation
Average per month
1
€200.00
6
€14,400.00
€17,094.43
€2,694.43
€237.42
There are no rows in this table

### For example:

you take 6 years and 200 Euro per month with 2.9% inflation
to get value for the 200 euro of ‘today’ , you actually need 237.42 Euro
During the 6 years about 2700 Euro of value will evaporate.

### invest & check the return

Of course you hope that the return is higher than the inflation...

### ROI

In case you want to calculate your ROI, below a small tool:
ROI
0
Name
investment
years
return
Result
Delta
1
Result 1
€10,000.00
10
0%
€10,000
€0.00
There are no rows in this table

### Back ground info

When you take about 5% as a long term average, you are on the safe side, higher is nice but not realistic, lower like 4% is maybe a bit pessimistic.