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Relocation City Analysis For Remote Work and FIRE

A tool to help you narrow down potential cities to move.

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Step 1 Select Income:

State tax rates are computed based off income selected above. This is a simplified view based off married filing jointly rates. Standard deduction, 40k in 401k contributions ($0 in 401k contributions for 25k and 50k income, these were intended as “FIRE” income simulation.

Step 2 Select Desired Housing:

Select Housing Costs Either by Median, Typical 2/3/4 Bedroom, Condo, Fixed Amounts, or Median 2 bedroom rent. Mortgage costs assume 20% down 4% interest rates. If you select a fixed housing price that is < 1.4x the median home price for that city it will automatically drop to the bottom and receive a strike through.

Optional Settings

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City Comparison
City
Housing Prices
Annual Local Tax Burden + Housing
Effective Local Tax Rate
Local + State Income Tax
Property Tax Rate
Annual Property Tax
Annual Local Tax Burden
Annual Mortgage Payments or Rent
Nice Days
Cost Per Nice Day
Days Over 90°
Days Under 30°
Vaccination Rate
Climate Risk
Public School Ranking
Presidential Party 2020
SFO Flight Time
NYC Flight Time
Memphis, TN
$222,000
$16,146
[  ]
$0
1.49%
$3,308
$3,308
$12,838
57
$283
57.2
56.1
53%
34.77%
6
Democrat
[  ]
2 hrs 40 mins
Oklahoma City, OK
$272,000
$18,586
[  ]
$0
1.05%
$2,856
$2,856
$15,730
43
$432
65
73
63%
24.69%
6
Republican
[  ]
3 hrs 18 mins
Philadelphia, PA
$283,000
$19,139
[  ]
$0
0.98%
$2,773
$2,773
$16,366
59
$326
25.5
77.5
65%
57.11%
2
Democrat
5 hrs 14 mins
1 hr 1 min
Cleveland, OH
$294,362
$20,624
[  ]
$0
2.38%
$7,006
$7,006
$13,618
55
$376
8.8
100.6
63%
49.96%
2
Democrat
4 hrs 30 mins
1 hr 32 mins
Tulsa, OK
$308,000
$21,169
[  ]
$0
1.09%
$3,357
$3,357
$17,812
58
$366
65
79
60%
35.13%
6
Republican
[  ]
[  ]
Savannah, GA
$331,000
$22,485
[  ]
$0
1.01%
$3,343
$3,343
$19,142
81
$278
69
21
55%
38.26%
2
Democrat
[  ]
2 hrs 9 mins
Chattanooga, TN
$357,000
$23,822
[  ]
$0
0.89%
$3,177
$3,177
$20,645
75
$318
46
59
55%
31.5%
4
Republican
[  ]
[  ]
Houston, TX
$296,000
$23,896
[  ]
$0
2.29%
$6,778
$6,778
$17,118
53
$451
95.9
7.8
62%
43.32%
6
Democrat
3 hrs 38 mins
3 hrs 43 mins
Lexington, KY
$356,000
$23,934
[  ]
$0
0.94%
$3,346
$3,346
$20,588
64
$373
17
94
65%
20.49%
8
Democrat
[  ]
[  ]
Charlotte, NC
$442,000
$30,600
[  ]
$0
1.14%
$5,039
$5,039
$25,561
77
$400
41.9
63.5
61%
27.35%
7
Democrat
4 hrs 52 mins
1 hr 52 mins
Las Vegas, NV
$460,000
$31,294
[  ]
$0
1.02%
$4,692
$4,692
$26,602
72
$436
129
16
55%
46.86%
5
Democrat
1 hr 27 mins
5 hrs 28 mins
Colorado Springs, CO
$502,000
$31,541
[  ]
$0
0.50%
$2,510
$2,510
$29,031
45
$696
12
164
62%
29.31%
7
Republican
[  ]
[  ]
Charleston, SC
$554,000
$34,863
[  ]
$0
0.51%
$2,825
$2,825
$32,038
77
$453
32
17.5
64%
33.73%
6
Democrat
[  ]
2 hrs 2 mins
Raleigh, NC
$533,000
$36,009
[  ]
$0
0.97%
$5,186
$5,186
$30,823
68
$530
40.6
65.7
71%
31.18%
9
Democrat
5 hrs 1 min
1 hr 32 mins
Atlanta, GA
$538,000
$36,870
[  ]
$0
1.07%
$5,757
$5,757
$31,113
81
$454
31.5
46.8
55%
32.53%
5
Democrat
4 hrs 24 mins
2 hrs 13 mins
Sacramento, CA
$538,000
$37,176
[  ]
$0
1.13%
$6,063
$6,063
$31,113
98
$380
71.2
12.6
65%
49.01%
6
Democrat
43 mins
6 hrs 3 mins
Nashville, TN
$549,000
$37,634
[  ]
$0
1.07%
$5,885
$5,885
$31,749
61
$615
37.6
83.5
63%
31.63%
4
Democrat
4 hrs 20 mins
2 hrs 16 mins
Saint Petersburg, FL
$529,000
$38,929
[  ]
$0
1.58%
$8,337
$8,337
$30,592
74
$529
73
0
63%
44.87%
6
Democrat
5 hrs 3 mins
2 hrs 46 mins
Boise, ID
$614,000
$45,320
[  ]
$0
1.60%
$9,812
$9,812
$35,508
67
$680
51
114
63%
35.95%
7
Republican
1 hr 33 mins
[  ]
Dallas, TX
$561,000
$46,208
[  ]
$0
2.45%
$13,765
$13,765
$32,443
53
$875
91.2
30.2
58%
36.88%
5
Democrat
3 hrs 36 mins
3 hrs 30 mins
Portland, OR
$694,000
$47,907
[  ]
$0
1.12%
$7,773
$7,773
$40,134
87
$551
11
29
77%
41.58%
7
Democrat
1 hr 38 mins
5 hrs 59 mins
Denver, CO
$762,000
$48,106
[  ]
$0
0.53%
$4,039
$4,039
$44,067
63
$765
33.7
155.1
74%
38.22%
4
Democrat
2 hrs 25 mins
4 hrs 8 mins
Miami, FL
$621,000
$49,077
[  ]
$0
2.12%
$13,165
$13,165
$35,912
57
$861
62
0
82%
66.65%
7
Democrat
5 hrs 20 mins
2 hrs 56 mins
Bozeman, MT
$751,000
$49,513
[  ]
$0
0.81%
$6,083
$6,083
$43,430
56
$878
17.2
180.6
58%
31.45%
10
Democrat
2 hrs 13 mins
[  ]
Boston, MA
$800,000
$52,984
[  ]
$0
0.84%
$6,720
$6,720
$46,264
48
$1,113
11.3
116.4
70%
53.86%
8
Democrat
5 hrs 27 mins
1 hr 2 mins
New York, NY
$838,000
$55,836
[  ]
$0
0.88%
$7,374
$7,374
$48,462
67
$831
14.2
70.1
83%
58.81%
6
Democrat
5 hrs 21 mins
[  ]
Santa Rosa, CA
$814,000
$56,240
[  ]
$0
1.13%
$9,166
$9,166
$47,074
148
$380
31.5
22
76%
51.53%
7
Democrat
[  ]
[  ]
Naples, FL
$820,000
$57,671
[  ]
$0
1.25%
$10,250
$10,250
$47,421
67
$859
82
0
68%
44.71%
9
Republican
[  ]
[  ]
Austin, TX
$753,000
$59,937
[  ]
$0
2.18%
$16,391
$16,391
$43,546
73
$827
107
26.3
68%
29.26%
8
Democrat
3 hrs 27 mins
3 hrs 53 mins
Washington, DC
$1,031,000
$65,500
[  ]
$0
0.57%
$5,877
$5,877
$59,623
57
$1,149
35.8
79.3
66%
50.38%
4
Democrat
4 hrs 55 mins
1 hr 3 mins
Fort Lauderdale, FL
$876,000
$65,700
[  ]
$0
1.72%
$15,041
$15,041
$50,659
66
$992
60.2
0
69%
61.94%
5
Democrat
5 hrs 16 mins
2 hrs 52 mins
Scottsdale, AZ
$1,127,000
$72,839
[  ]
$0
0.68%
$7,664
$7,664
$65,175
103
$708
160.2
0
55%
22.97%
9
Republican
[  ]
[  ]
San Diego, CA
$1,129,000
$78,115
[  ]
$0
1.14%
$12,825
$12,825
$65,290
208
$376
13.4
0.7
67%
45.18%
9
Democrat
1 hr 25 mins
5 hrs 44 mins
Los Angeles, CA
$1,123,000
$78,138
[  ]
$0
1.18%
$13,195
$13,195
$64,943
236
$332
37.3
2.1
70%
60.61%
6
Democrat
1 hr 19 mins
5 hrs 52 mins
Seattle, WA
$1,160,000
$78,799
[  ]
$0
1.01%
$11,716
$11,716
$67,083
89
$889
10
24
79%
52.16%
8
Democrat
2 hrs 3 mins
6 hrs 1 min
Boulder, CO
$1,288,000
$82,342
[  ]
$0
0.61%
$7,857
$7,857
$74,485
57
$1,445
32
151
77%
37.65%
9
Democrat
[  ]
[  ]
Oakland, CA
$1,559,000
$111,573
[  ]
$0
1.37%
$21,416
$21,416
$90,157
142
$786
3.7
0.9
80%
50.7%
4
Democrat
[  ]
[  ]
Santa Barbara, CA
$1,991,000
$136,265
[  ]
$0
1.06%
$21,125
$21,125
$115,140
183
$745
1
1
68%
61.73%
9
Democrat
1 hr 7 mins
[  ]
San Francisco, CA
$2,173,000
$151,309
[  ]
$0
1.18%
$25,644
$25,644
$125,665
83
$1,814
2
0
82%
56.23%
7
Democrat
[  ]
6 hrs 10 mins
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