Glossary of Terms
Glossary of Terms

Income: Gross Income Before Taxes (Total Comp)

Housing Prices: Home Prices were pulled from

Zillow’s housing data⁠

using their “Zillow Home Value Index” by city or metro using the average of October 2021-December 2021 for each city.

Rent Prices: Monthly Median 2-Bedroom Rental Prices

Median Home: Using Zillow’s median home sales price data for the city or metro.

Effective Local Tax Rate Local + State Income Tax Rate: Using SmartAsset’s state income tax calculators for the selected income amount. Total state + city taxes/ Income. These are all Married Filing Jointly and assume $40k 401k contributions for income levels >= $100k.

Local + State Income Tax: Effective Local Tax Rate x Income

Property Tax Rate: Estimated property tax rates as a percent of the property’s overall sale price. This was manually pulled/calculated based on each city’s tax assessor.

Annual Property Tax: Property Tax Rate x Housing Price

Annual Local Tax Burden: Local and State Income Tax

Annual Mortgage Payments or Rent: Mortgage calculated based on 4% interest rates and Rent = Median Rent x 12

Annual Local Tax Burden + Housing: Annual Mortgage Payments + Annual Local Tax Burden

Nice Days: based on data from Brian Brettschneider who wrote a piece on

ranking cities based on “Nice Days”⁠

. His definition was based on moderately warm temp, partial sunshine, minimal wind, low humidity, and no rain.

Cost Per Nice Day: (Annual Local Tax Burden + Housing)/ Nice Days

Days Over 90°: Number of days where the high temperature exceeded 90 Degrees

Days Under 30°: Number of days where the low temperature was under 30 Degrees

Vaccination Rate: Covid 19 Vaccination Rates for the County as of January 30th based on NYTimes

Public School Ranking: Using Niche.com’s City/Places School ranking where A+ = 10, A = 9, A-= 8 and so on.

City Presidential Party: The presidential party with the greatest % of votes in the 2020 US elections. Based on the full county the city is part of.

SFO Flight Time: If there is a direct flight available to San Francisco, the estimated flight time.

NYC Flight Time: If there is a direct flight available to New York, the estimated flight time.

Climate Risk: A city’s vulnerability to climate change. Risk incorporates exposure, sensitivity and adaptive capacity. Taken from

Notre Dame Climate research group.⁠

Climate Readiness: Readiness is a function of economic, governance, and social readiness. Taken from

Notre Dame Climate research group.⁠

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Glossary of TermsGlossary of Terms

Glossary of Terms
Glossary of Terms