, I highly recommend you do that first, as you won’t get any major benefit from using this page without it.
Why have I created this template? YNAB has positively affected my life since I’ve started using it, and I’ve been telling people I know about it. Most of them lose interest when they learn about the subscription, which in my part of the world is not so cheap compared to the average salary. So I’ve made this template for everyone that enjoyed the trial, but couldn’t afford to keep going. Once they start getting their finances in order they might reconsider using