Home and kids

Let's add your best guesses as to if, when, and where you want to buy a home, and also get some info about whether or not you want to have kids.
1. Do you want to buy a home?
Yes
Let's just get a bit more info about this home of yours!
At what age do you want to buy your home?
00
48
Where do you want to buy your home?
Colorado
Feel free to adjust the home price in the table below so that it’s reasonable for you.
If your state isn’t listed,
Add a different state
in the table below, then select it ☝️
Table here to adjust your mortgage and home parameters here if you want to!
:
image.png
i : monthly interest rate (annual interest rate divided by 12)
n : number of months to repay loan (years to repay loan multiplied by 12)
P : amount borrowed (price of home minus down payment)
% down payment :
00
20
Annual interest rate :
000
3.1
Years to repay the loan :
00
30
Search
Active
State
Home Price
Monthly Mortgage
Down Payment
Notes
1
California
$1,500,000
$5,124.20
$300,000
Standard 3 bedroom in Mountain View, CA (Zillow)
2
Colorado
$800,000
$2,732.90
$160,000
Standard 3 bedroom in Boulder, CO (Zillow)
There are no rows in this table
How much is your monthly rent ($/month) until you buy your home?
00000
9300

2. Do you want to have kids?
Yes
Let's just get a bit more info about these kid(s) of yours!
At what age do you want to have / did you have your kids?
(check the box for each kid you want to have!)
First kid
00
30
Second kid
00
32
Third kid
00
30
Fourth kid
00
30
What category of spending/economic status do you fall into?
Upper Middle Class
These numbers come from
based on a 2017 .
Search
Active
Spending Status
Cost of 1st kid
2nd
3rd
4th
1
Frugal Spender
$5,000
$4,000
$4,000
$4,000
2
Moderate Spender
$9,000
$7,000
$7,000
$7,000
3
Upper Middle Class
$13,000
$10,000
$10,000
$10,000
4
Upper (Private School)
$30,000
$30,000
$30,000
$30,000
There are no rows in this table
How much does 1 year of college cost for 1 kid?
000000
80000
This is the total cost of attendance today for the type of college or university you would want your children to go to. Don’t worry, we’ll automatically add in the tuition inflation calculation for you ( minus
2%
inflation rate - ). For reference, today college costs this much per year (just search “School X cost of attendance” in Google) 🤯
Private schools
: $85,000
: $78,000
: $78,600
(non-Latter-Day Saint) : $25,600
: $23,000
State schools
(out-of-state) : $73,000
(in-state) : $42,000
(international) : $60,000
(out-of-state) : $54,000
(in-state) : $28,000
International
(non-EU resident) : $19,000
(EU resident) : $15,000
(non-Canadian resident) : $63,000
(Canadian resident) : $19,000
Community college
: $25,000
What % of your kid's college costs do you want to pay for?
000
100
If you want to pay for all of your kid(s)’s college costs, put this to 100%. If you want them to pay for some of it themselves, then put this at a lower percentage (for example if you put it at 80%, then you would pay 80% and your kid would pay 20%).

👉 Home and kids ✅. Let’s check out:
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