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Saving Calculator

Welcome!

Hi, welcome to my Saving Calculator document.
Have you ever struggled to save even though you “feel” that you have been saving long enough for your dream vacation, your dream car, or even your dream house?
Let’s make it real. This document helps you to:
Define how much exactly do you want to save to achieve some particular goal.
Assess how much time you actually need to achieve your goal with your current income and expense habit.
Budget your expense or target your income so that you can achieve your goal within your desired time.
If you encounter any difficulties in using this document, please check the
Help
⁠
section.
⁠
Clear Data
⁠
⁠

1. Input Income, Expense, and Saving Target 💵

Monthly Income
Name
Value
Delete
1
Husband’s Salary
Rp5,000,000
​
2
Wife’s Salary
Rp5,000,000
​
There are no rows in this table
⁠
Total Monthly Income:
Rp10,000,000
⁠
⁠
Monthly Expense
Name
Type
Percentage
Fixed Amount
Expense per Month
Delete
1
Daily Needs
Fixed Amount
​
Rp2,500,000
Rp2,500,000
​
2
Reserved (instalment, billing, etc)
Fixed Amount
​
Rp3,000,000
Rp3,000,000
​
3
Charity
Percentage
5%
​
Rp500,000
​
There are no rows in this table
Rp6,000,000
Sum
⁠
Total Monthly Expense:
Rp6,000,000
⁠
⁠
Total Saving per Month:
Rp4,000,000
⁠
⁠
Monthly Saving
Name
Starting Balance
Target
Type
Percentage
Fixed Amount
Used per Month
Saving per Month
Time Needed
Delete
1
Emergency Funds
Rp15,000,000
​
Percentage
50%
​
Rp100,000
Rp1,400,000
-
​
2
Investment
​
​
Percentage
50%
​
Rp0
Rp1,500,000
-
​
3
Bali Trip 2025
Rp5,000,000
Rp20,000,000
Fixed Amount
​
Rp1,000,000
Rp400,000
Rp600,000
2 years 1 month
​
There are no rows in this table
100%
Sum
⁠
⁠

2. Input & Generate Saving Accumulation 🎯

Start Date:
⁠
Duration:
5
⁠
Year(s)

⁠
Generate
⁠
⁠
Date
Allocation
Emergency Funds
61
Investment
61
Bali Trip 2025
61
Value
Value
Value
Mon, Oct 9, 2023
3
Rp16,400,000
Rp1,500,000
Rp5,600,000
Thu, Nov 9, 2023
3
Rp17,800,000
Rp3,000,000
Rp6,200,000
Sat, Dec 9, 2023
3
Rp19,200,000
Rp4,500,000
Rp6,800,000
Tue, Jan 9, 2024
3
Rp20,600,000
Rp6,000,000
Rp7,400,000
Fri, Feb 9, 2024
3
Rp22,000,000
Rp7,500,000
Rp8,000,000
Sat, Mar 9, 2024
3
Rp23,400,000
Rp9,000,000
Rp8,600,000
Tue, Apr 9, 2024
3
Rp24,800,000
Rp10,500,000
Rp9,200,000
Thu, May 9, 2024
3
Rp26,200,000
Rp12,000,000
Rp9,800,000
Sun, Jun 9, 2024
3
Rp27,600,000
Rp13,500,000
Rp10,400,000
Tue, Jul 9, 2024
3
Rp29,000,000
Rp15,000,000
Rp11,000,000
Fri, Aug 9, 2024
3
Rp30,400,000
Rp16,500,000
Rp11,600,000
Mon, Sep 9, 2024
3
Rp31,800,000
Rp18,000,000
Rp12,200,000
Wed, Oct 9, 2024
3
Rp33,200,000
Rp19,500,000
Rp12,800,000
Sat, Nov 9, 2024
3
Rp34,600,000
Rp21,000,000
Rp13,400,000
Mon, Dec 9, 2024
3
Rp36,000,000
Rp22,500,000
Rp14,000,000
Thu, Jan 9, 2025
3
Rp37,400,000
Rp24,000,000
Rp14,600,000
Sun, Feb 9, 2025
3
Rp38,800,000
Rp25,500,000
Rp15,200,000
Sun, Mar 9, 2025
3
Rp40,200,000
Rp27,000,000
Rp15,800,000
Wed, Apr 9, 2025
3
Rp41,600,000
Rp28,500,000
Rp16,400,000
Fri, May 9, 2025
3
Rp43,000,000
Rp30,000,000
Rp17,000,000
Mon, Jun 9, 2025
3
Rp44,400,000
Rp31,500,000
Rp17,600,000
Wed, Jul 9, 2025
3
Rp45,800,000
Rp33,000,000
Rp18,200,000
Sat, Aug 9, 2025
3
Rp47,200,000
Rp34,500,000
Rp18,800,000
Tue, Sep 9, 2025
3
Rp48,600,000
Rp36,000,000
Rp19,400,000
Thu, Oct 9, 2025
3
Rp50,000,000
Rp37,500,000
Rp20,000,000
Sun, Nov 9, 2025
3
Rp51,400,000
Rp39,000,000
Rp20,600,000
Tue, Dec 9, 2025
3
Rp52,800,000
Rp40,500,000
Rp21,200,000
Fri, Jan 9, 2026
3
Rp54,200,000
Rp42,000,000
Rp21,800,000
Mon, Feb 9, 2026
3
Rp55,600,000
Rp43,500,000
Rp22,400,000
Mon, Mar 9, 2026
3
Rp57,000,000
Rp45,000,000
Rp23,000,000
Thu, Apr 9, 2026
3
Rp58,400,000
Rp46,500,000
Rp23,600,000
Sat, May 9, 2026
3
Rp59,800,000
Rp48,000,000
Rp24,200,000
Tue, Jun 9, 2026
3
Rp61,200,000
Rp49,500,000
Rp24,800,000
Thu, Jul 9, 2026
3
Rp62,600,000
Rp51,000,000
Rp25,400,000
Sun, Aug 9, 2026
3
Rp64,000,000
Rp52,500,000
Rp26,000,000
Wed, Sep 9, 2026
3
Rp65,400,000
Rp54,000,000
Rp26,600,000
Fri, Oct 9, 2026
3
Rp66,800,000
Rp55,500,000
Rp27,200,000
Mon, Nov 9, 2026
3
Rp68,200,000
Rp57,000,000
Rp27,800,000
Wed, Dec 9, 2026
3
Rp69,600,000
Rp58,500,000
Rp28,400,000
Sat, Jan 9, 2027
3
Rp71,000,000
Rp60,000,000
Rp29,000,000
Tue, Feb 9, 2027
3
Rp72,400,000
Rp61,500,000
Rp29,600,000
Tue, Mar 9, 2027
3
Rp73,800,000
Rp63,000,000
Rp30,200,000
Fri, Apr 9, 2027
3
Rp75,200,000
Rp64,500,000
Rp30,800,000
Sun, May 9, 2027
3
Rp76,600,000
Rp66,000,000
Rp31,400,000
Wed, Jun 9, 2027
3
Rp78,000,000
Rp67,500,000
Rp32,000,000
Fri, Jul 9, 2027
3
Rp79,400,000
Rp69,000,000
Rp32,600,000
Mon, Aug 9, 2027
3
Rp80,800,000
Rp70,500,000
Rp33,200,000
Thu, Sep 9, 2027
3
Rp82,200,000
Rp72,000,000
Rp33,800,000
Sat, Oct 9, 2027
3
Rp83,600,000
Rp73,500,000
Rp34,400,000
Tue, Nov 9, 2027
3
Rp85,000,000
Rp75,000,000
Rp35,000,000
Thu, Dec 9, 2027
3
Rp86,400,000
Rp76,500,000
Rp35,600,000
Sun, Jan 9, 2028
3
Rp87,800,000
Rp78,000,000
Rp36,200,000
Wed, Feb 9, 2028
3
Rp89,200,000
Rp79,500,000
Rp36,800,000
Thu, Mar 9, 2028
3
Rp90,600,000
Rp81,000,000
Rp37,400,000
Sun, Apr 9, 2028
3
Rp92,000,000
Rp82,500,000
Rp38,000,000
Tue, May 9, 2028
3
Rp93,400,000
Rp84,000,000
Rp38,600,000
Fri, Jun 9, 2028
3
Rp94,800,000
Rp85,500,000
Rp39,200,000
Sun, Jul 9, 2028
3
Rp96,200,000
Rp87,000,000
Rp39,800,000
Wed, Aug 9, 2028
3
Rp97,600,000
Rp88,500,000
Rp40,400,000
Sat, Sep 9, 2028
3
Rp99,000,000
Rp90,000,000
Rp41,000,000
Mon, Oct 9, 2028
3
Rp100,400,000
Rp91,500,000
Rp41,600,000
⁠
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