Having my son is what really pushed me into thinking about my future... because it all works around him—being there for him, being able to support him.
“I’m a single mom, so I only work part-time. Now I’m going into college too so I’ll be working a little less, but I’m putting more money into my 401(k) so I can save faster.
“Having my son is what really pushed me into thinking about my future, you know, starting school, starting my retirement plan, because it all works around him—being there for him, being able to support him. I want to be able to give him everything he needs in the future, but being a single mom, that can take a long time to happen, so I want to start as early as possible. That’s why I started my 401(k) at 22 years old.
“I’m mainly saving for the future because if I have that money put away, the money that I have now, I’m able to put it towards my kid. Then when I’m older I’ll be able to help my son with some of the grown-up stuff like rent, school, whatever. I want to have that already put away and aside for him and me.
“I’m excited to be saving for retirement. I know that sounds crazy but being so young and being a mom and having so much responsibility already, to know that I’m investing in my future takes a weight off my shoulders.”
Photograph & interview by Marley Molkentin
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Julia
