257341 complaints have been generated.
1. From the top features after creating a custom dictionary, it has been noticed that customers mentioned a lot about their account, credit, report, payment, information and loan.
2. The top words might be sound neutral and descriptive when customers state their complaints, but could guide the company to divert to specific departments.
3. The potential problems could be found with negative words like “dispute” and “never”.
4. The next step could be carried out by going through from more words and negative words to their related contexts.
Still, credit, report and cards are the top feature words. However, there are some more informative words like “Wells Fargo”, “credit score”, and “never received”.
From the word “dispute”, it could be found that problems like equifax issue, request letter, conformation information, and etc are the company need to pay more attention to.
From the word “never”, some complaints about missing mention information, bankruptcy, disbursements, missing response, utility issue, and etc are the company should find a way to solve.
For product issues and complaints, the most frequent Issue is “Incorrect information on report”.
For product issues and complaints, the most frequent product in “Incorrect information on report” is “Credit reporting, credit repair services, or other personal consumer reports”
1. By the analysis, there are 23250 positive numbers and 640 negative values.
2. After sparcity and specifying, the word cloud has been created as the figure shows with the most frequent word “credit_card”, “credit_reporting”. and “credit_bureaus”.