Debt Tracker
In order to not accumulate more debt, I suggest instead of paying just the suggested minimum on the card, you pay the amount of any purchases from the previous month, interest charged on the balance, and the suggested minimum payment. This is how the total suggested payment (yellow column) is calculated). Of course if you are in a “crush your debt” mode,
Total credit card debt: $9,387.00
$9,387.00
Minimum payments needed: $755.96
$755.96
Total debt/credit ratio:
0.41
Debt/credit ratio goal: 0.30
Current month
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Due
Paid
Account
Purchases
Interest
Minimum
Suggested Payment
Balance
Line of Credit
Debt/Credit Ratio
APR
Student Loan
$0.00
$0.00
$100.00
$100.00
$5,000.00
$0.00
3.00%
There are no rows in this table
$24.56
Sum
$148.40
Sum
$583.00
Sum
$755.96
Sum
$9,387.00
Sum
$23,000.00
Sum
2022 Monthly balance tracker
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