I wish someone had told me that I should start saving since my first paycheck.
“I have been saving for my retirement for 8 years. I've never transferred a 401(k), but I do have an old account that I left behind when I switched jobs that I haven't cashed out. I wish someone had told me that I should start saving since my first paycheck. It's hard to part with that money, but putting something away early on, even if it’s a dollar or two, makes sure it’s ingrained in you. I feel that I'll be ready to live off my savings when I retire because I started saving at a young age, but I’m also concerned that I’m not aware about every little thing about a 401(k). It's been helpful to talk to my brother who’s an accountant as well as looking into investment opportunities to make some financial decisions about my retirement.”
Interview & photo by Ella Frost
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