Full Resource List

A simple, cheap, and fast solution. For less than $1,000 and in less than a week, you can get your company incorporated.

For $500 and about a week, they will set up a Delaware C-Corp. They also provide additional tools and templates.

First Republic Bank has been leading a charge into banking for venture funds and their portfolio investments. Super high touch customer service. Beyond banking, they provide a variety of added-value services like throwing events for founders, helping with introductions, and even publishing your thought leadership articles on their blog. Additionally, they are helpful with expertise on private placements of block trades and 409(a) valuations. If you happen to have a direct connection with someone at SignalFire reach out for a warm introduction to a rockstar team.

If you've raised your first million and want dedicated service to help you grow then this is your bank. They have an entrepreneurial ethos and want to help you grow out of the garage and into a multi-billion dollar company. It still operates like a traditional bank and has similar support systems for entrepreneurs that First Republic Bank offers to their customers.

Mercury is a startup-focused challenger bank that launched in mid-2019. They provide an FDIC-insured checking account, debit card, savings account (earning 1-2%) with an application that is finished on average in under 10 minutes and approved usually within a few hours. They also help with cashflow analytics, programmatic payments, instant runway estimates, and more. Currently, there is a Standard account that has no minimum requirements and savings that earns 0.75% and a Tea Room account that earns 1.45% savings and gives you access to partner rewards.

Brex is a corporate card that requires no personal guarantee (meaning it isn't impacted and doesn't impact your personal credit. They provide uncapped travel and rewards points and claim to offer higher credit limits than Amex or other cards.

AMEX is the classic business credit card. It's only $50 per card per year, so you won't break the bank. They provide excellent support, along with unique perks.

Ramp in a new corporate card company (and Brex competitor) that is built for startups and gives you 1.5% cash back on everything as opposed to being points based. They also offer no founder liability and higher credit limits and focus a lot more on savings than competitors.

Manage your parters, employees, and investors cap tables, valuations, investments, and equity plans. This creates a single source of truth for accepting electronic securities, exercising options without paperwork, tracking vesting schedules, pulling tax forms, expense accounting, and also includes 409A valuation services. Carta Launch was created for early stage companies with less than 25 stakeholders and 500k in funding, at no cost to you through your law firm.

Captable.io is a cloud-based cap table management tool that replaces excel and email for cap table creation and sharing. Captable.io offers founders quick guided creation, easy sharing and grant verification features and powerful visual round and exit modeling. This product has a free version and then jumps to paid.

Bench organizes the financials of small businesses, independent contractors, and entrepreneurs. They pair their software with a live bookkeeping team, and combine the convenience and efficiency of modern technology with the expertise and time-savings afforded by a professional service. They use an inhouse software that makes it difficult to migrate away from as you scale.

This is the most standard and safe pick of all startup accounting software. It's almost necessary for payroll processing and integrated merchant processing. Additionally, almost every bank integrates with it and most accounts use it. You can't go wrong.

Xero performs all the same functions as quickbooks, but has some different features. For example, Xero doesn't automatically add late fees but it sends payment reminders. It's a little simpler to use, so if you're doing your own accounting, this could be a better option.

If you haven't raised a Series A, then read no further. This is for the soon to be unicorns. For example, Brex started on Quickbooks but quickly moved to Netsuite because of its robust accounting approval flows critical for the types of financial control and IT audits it regularly completes.

This is the most standard and safe pick of all startup accounting software and will handle all of your A/P needs. You can't go wrong.

One-click receipt tracking and expense management that integrates with QuickBooks and Xero. Expensify pulls all the categories from QB, allows you to sync directly with American express, Brex and other and can be mostly automated depending on your level of comfort with expense policy compliance. They recently launched their own card as well.

Divvy is a free expense management platform that offers similar features and functionality to Expensify. They also integrate with QuickBooks and Xero and provide their own physical and virtual cards.

Gusto is a modern, online people platform that helps small businesses take care of their teams. On top of full-service payroll, Gusto offers health insurance, 401(k)s, expert HR, and team management tools.

A people risk management service that offers an end-to-end approach to HR, compliance, and people risk management.

If you are hiring employees who live outside of the US, a company like Papaya Global can help with hiring, onboarding, paying, and managing global employees or contractors.

Zestful is a customizable perk card that can be given to your employees with recurring benefits, spot rewards, and other ways to recognize and reward your team. This would be used in addition to working with traditional benefits administrator.

They are a startup, built for startups so they designed their program to meet the specific needs of early venture-backed companies. They are a service broker, so it will be more expensive.

A traditional provider that has rolled out new policies to enter the startup market. Since they are a bigger company, they like to add value with basic business needs. The Hartford writes insurance and does brokerage, so they could be cheaper than other places.

Unlike Embroker, they aren't using technology services to run their business but they are focused on serving startups.

A solid old school insurance broker.

This is the most standard and safe pick of all startup accounting software and will handle all of your A/P needs. You can't go wrong.

Does the heavy lifting for subscriptions.

A subscription management platform.

If you've outgrown Gusto or are looking to combine payroll and benfits with the IT components of onboarding, then Rippling might be right for you. They make it easy to manage your team's payroll, benefits, hardware (computers, phones, etc), and apps — all in one, modern platform.