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P&L Calculator
P&L Calculator
Enter your details below to figure out how much you'll earn by buying or renting different houses
Configure the financial model
Interest rate:
3.5
Loan amount:
$905,000
Loan length (years):
30
Recalculate loan schedule
Total tax rate w/ LT cap gains:
35%
Marginal tax rate:
37%
Property tax rate
1.27%
Years to sell:
7
Annual rate of return on investment ETF: to
6%
8%
Marital status for tax purposes
single
Primary home?
Cap gains exclusion
250000
Add a new listing
Compare listings
127 Buchanan st.
SPECS
⚙️⚙️⚙️⚙️⚙️⚙️⚙️⚙️⚙️⚙️⚙️Buying price
$1,150,000.00Downpayment
$245,000.00growth/yr % (lo)
2%growth/yr % (hi)
5%Calculated monthly rental income
$0.00Expected rent for similar quality
$3,800.00Monthly Payment
$5,850.94BUY HOUSE OUTCOMES
🏡🏡🏡🏡🏡🏡🏡🏡🏡🏡Equity built
$135,346.02BUY - Net gain after tax (avg)
$454,650.26RENT AND INVEST OUTCOMES
💰💰💰💰💰💰💰💰💰💰💰RENT - Net gain after tax (avg)
$268,749.47SCENARIO MODELING
🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑Buy👍 vs Rent👍 net diff (hi-hi)
$213,050.30Buy👍 vs Rent👎 net diff (hi-lo)
$246,523.70Buy👎 vs Rent👍 net diff (lo-hi)
$4,856.76Buy👎 vs Rent👎 net diff (lo-lo)
$38,330.16Buy vs Rent avg
$185,900.7945 Bartlett #501
SPECS
⚙️⚙️⚙️⚙️⚙️⚙️⚙️⚙️⚙️⚙️⚙️Buying price
$1,200,000.00Downpayment
$295,000.00growth/yr % (lo)
1%growth/yr % (hi)
4%Calculated monthly rental income
0Expected rent for similar quality
$4,500.00Monthly Payment
$6,166.85BUY HOUSE OUTCOMES
🏡🏡🏡🏡🏡🏡🏡🏡🏡🏡Equity built
$135,346.02BUY - Net gain after tax (avg)
$363,049.35RENT AND INVEST OUTCOMES
💰💰💰💰💰💰💰💰💰💰💰RENT - Net gain after tax (avg)
$256,174.37SCENARIO MODELING
🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑Buy👍 vs Rent👍 net diff (hi-hi)
$172,886.00Buy👍 vs Rent👎 net diff (hi-lo)
$213,190.70Buy👎 vs Rent👍 net diff (lo-hi)
-$72,436.48Buy👎 vs Rent👎 net diff (lo-lo)
-$32,131.78Buy vs Rent avg
$106,874.9845 Bartlett #501
SPECS
⚙️⚙️⚙️⚙️⚙️⚙️⚙️⚙️⚙️⚙️⚙️Buying price
$1,255,000.00Downpayment
$350,000.00growth/yr % (lo)
1%growth/yr % (hi)
4%Calculated monthly rental income
$440.00Expected rent for similar quality
$4,500.00Monthly Payment
$6,210.06BUY HOUSE OUTCOMES
🏡🏡🏡🏡🏡🏡🏡🏡🏡🏡Equity built
$135,346.02BUY - Net gain after tax (avg)
$404,342.98RENT AND INVEST OUTCOMES
💰💰💰💰💰💰💰💰💰💰💰RENT - Net gain after tax (avg)
$281,460.56SCENARIO MODELING
🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑Buy👍 vs Rent👍 net diff (hi-hi)
$182,070.29Buy👍 vs Rent👎 net diff (hi-lo)
$229,889.43Buy👎 vs Rent👍 net diff (lo-hi)
-$67,048.21Buy👎 vs Rent👎 net diff (lo-lo)
-$19,229.08Buy vs Rent avg
$122,882.4245 Bartlett #501
SPECS
⚙️⚙️⚙️⚙️⚙️⚙️⚙️⚙️⚙️⚙️⚙️Buying price
$1,255,000.00Downpayment
$350,000.00growth/yr % (lo)
0%growth/yr % (hi)
4%Calculated monthly rental income
$2,000.00Expected rent for similar quality
$4,000.00Monthly Payment
$6,255.06BUY HOUSE OUTCOMES
🏡🏡🏡🏡🏡🏡🏡🏡🏡🏡Equity built
$135,346.02BUY - Net gain after tax (avg)
$439,208.08RENT AND INVEST OUTCOMES
💰💰💰💰💰💰💰💰💰💰💰RENT - Net gain after tax (avg)
$327,240.56SCENARIO MODELING
🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑Buy👍 vs Rent👍 net diff (hi-hi)
$210,433.78Buy👍 vs Rent👎 net diff (hi-lo)
$258,252.92Buy👎 vs Rent👍 net diff (lo-hi)
-$124,688.10Buy👎 vs Rent👎 net diff (lo-lo)
-$76,868.96Buy vs Rent avg
$111,967.52
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