We can breakdown our product according to flow and look into how we can go forward in the kind of service we can provide
📜 Policies Overview
A general metric to metric comparison of each of the policies something similar to vatsal’s sheet
🔨 Policy Parameter Breakdown
This is a pure learning sphere in our product. This feature is very much in the lines of Bimape or ditto. The major aims here are -
Create a sense of trust for the 3 policies Educate users so they can conduct basic overview via themselves Taking out Vatsal or other 24*7 team out of the picture and productize the role of sales in insurance ecosystem and finally reach PMF To bring in something new I’ve tried to gamify the whole experience to choose the kind of terms they choose and what happens when tragedy strikes. This engages user more and retains them for further interaction with the problem
👥 Co-pay
Here are 3 policies to consider for you
Sum Insured (Once a year)
Now, Let’s choose a policy that you love- Alright now let’s check what happens in case you are hospitalised and the bill comes out to be 300000
Bill paid by insurers - 🏥 Room Restrictions
⏱️ Waiting Periods + Disease sub limits
🤕 Pre & Post Hospitalisation
💵 No Claim & Restoration Bonus
🧥 Best Suited Policy
The idea is to ask the relevant questions for each of the parameters and the one with which the current situation of user fits best with is ranked higher. In case any of the policy doesn’t sit well with any of the 3 policies (eg - users with PEDs ) the user is directed to the subject matter expert. Eventually we will have more than these 3 products that can cover users with different journeys