Pensions

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Pension Compliance

This page explains the communication requirements set by the pensions regulator
You must complete auto enrolment for all staff if they meeting the following criteria:
Be at least 22 years old, but under State Pension age
Earn more than £10,000 a year
Normally work in the UK
Not already be part of a qualifying workplace pension scheme.

Communication Requirements

You must complete the following communications to employees:
New Joiners - Send an email about joining the pensions scheme and explain how they join the scheme and login to their account. Will also need to communicate that the employee has the right to opt out.
Postponement - it is common practice for companies to postpone the joining date. If you are working with a business that postpones the joining date then you must communicate this to staff and also that they have a right to opt in to the pension at any time.
Re-Enrolment - Employers will have to reassess any employees who have opted out after 3 years. You must notify these employees when the 3 years are up and they are about to be re-enrolled to the pension scheme.

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