Credit Report Dispute

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3/10/2023

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To:

TransUnion Consumer Solutions

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P.O. Box 2000

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Chester, PA 19016-2000

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From:

John Smith

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(SSN:

123-45-6789

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| Birthdate:

8/10/2020

⁠

)

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123 Main Street

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New York, NY 12345

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To Whom it May Concern at

TransUnion Consumer Solutions

⁠

My name is

John Smith

⁠

. Upon recent review of my credit report, I have found information which is inaccurate, inconsistent, and I believe reported in error. I request that the following accounts are validated within the next 30 days. As I suspeect the original creditor will be unable or unwilling to validate the accounts in question, kindly remove the listed accounts from my credit report as soon as possible.

This incorrect information is negatively effecting my credit score, borrowing rates, and insurance rates. The creditor is required by law to validate the account within 30 days. If this information is not validated or removed within the next 30 days, I will consider inaction to be malicious and may seek further action to compensate the issues which have arisen as a result of this incorrect information.

The account to be validated is:

Creditor:

National Fuel

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Account Number:

1234567

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Amount:

$1,200.00

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Reason:

Invalid, Outdated, or Incorrect Information

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Update address to: 555 Main Street #12 Miami, FL 31234

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Sincerely,

⁠

John Smith

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