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UNUM

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These pages reproduce internal policy documents, which may change from time to time and which apply to UK employees only.
Where there is a difference between these pages and the policy documents on Confluence, the policy documents shall prevail.

Unum Lifeworks Employee Assistance Program

Available to all iwocans, Unum LifeWorks Employee Assistance Program (EAP) offers confidential and easily accessible support and resources on any topic.
Whether you need financial well-being advice, assistance with family, work or personal issues, or are just dealing with the ups and downs of everyday life, Unum LifeWorks can help you. It’s available at no cost to you and your immediate family members, 24 hours a day.
From caring, professional consultants you can telephone, to a website where you can read over 400 tip sheets, order booklets and recordings, access convenient online locators, complete self-assessments and request newsletters.
Lifeworks’ EAP resources include:
24-hour helpline
Assistance with health related queries
Assistance with legal issues
Assistance with problems with family or work
General financial well-being advice
Up to 4 face-to-face counselling sessions and mental health guidance
Literature and workshops available to managers

Unum Income Protection Insurance

This is an income replacement benefit for instances where an iwocan could become unable to work for an extended period of time due to an illness or injury.
How can I benefit from it, should I need it?
This benefit typically kicks in after you have been off sick for more than 13 weeks hopefully helping to relieve money worries at a difficult time.
Up to 50% of basic salary is paid out to you via payroll, note that you would still need to contribute standard PAYE amounts and taxes.
Unum help you achieve a safe and sustainable return to work. Rehabilitation and reintegration programmes are an integral part of the claims management process and the support Unum provide.

Unum Life Assurance

When life is going well, it’s easy not to think about more difficult times.
Having life assurance means that iwoca can help provide some peace of mind and a tax-free lump sum for an employee's loved ones in the event of an untimely death.
The benefit is equivalent to four times your basic salary and is provided to eligible employees immediately upon joining iwoca, up to their 75th birthday, whilst they remain employed by iwoca in the UK.

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