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Producer Pat

Meghana Hermes

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Persona name: Producer Pat

Persona role: Producer Pat is a Nationally and State Licensed Mortgage Loan Officer, who has been in the banking and financial industry for ten years and specializing in mortgages. She directly serves her clients, as well as partners in the real estate and business community. She prides herself on a high level of professionalism, attention to detail, and the ability to interact with her clients on a personal level.

She specializes in helping first time homebuyers, so that they feel prepared and educated throughout the home buying process. So she would love to share educational articles on her network for her clients

She is committed to customer service and it is her goal to build productive relationships and gain customer loyalty. She wants to be engaged with her clients on her social networks.

She has a passion for working with first-time homebuyers so that they feel prepared and educated throughout the home buying process. She has an unwavering commitment to customer service. It is her goal to build productive relationships and gain customer loyalty. She has the experience, knowledge and proficiency to exceed every client’s expectations.

Job Title

Mortgage Loan Officer

Loan Officer

Job description:

Mortgage Loan Officer

Overview:

Mortgage loan originators educate, advise, and guide potential borrowers through the loan application process. They have a passion for helping people and possess the ability to understand and navigate complex financial documents. They typically work full time in banks or other lending institutions but may coordinate with real estate agents, financial planners, and others from outside their workplace to attract new clients.

Key Responsibilities:

Collect financial information (e.g. taxes, debts)

Evaluate creditworthiness and eligibility for obtaining a mortgage loan

Interview clients

Guide clients through mortgage loan options

Prepare and submit mortgage loan applications

Ensure data are in line with national and local financial rules

Monitor and report on application processes

Inform clients about loan approval or rejection

Help resolve problems with applications

Research new mortgage loan policies

Ensure compliance with privacy laws and confidentiality policies throughout the process

Build a supportive referral network (e.g. with clients, lenders, real estate agents)

Qualifications:

Loan officers typically need at least a bachelor's degree, preferably in a business-related field such as finance, economics or accounting. Mortgage loan officers need a mortgage loan originator license, which requires passing an exam, at least 20 hours of coursework and background and credit checks

MLO

NMLS

Driver's License

Real Estate License

Medical Laboratory Scientist Certification

Doubles/Triples Endorsement

Real Estate Broker

Certified Notary Public

Physician Assistant License

Medical License

Chartered Retirement Planning Counselor

CFP

Motivators

She wants to be able to move to a bigger bank so she can gain more responsibility and be more financially secure.

She wants to be working on ‘relevant’ marketing campaigns that align well with modern advertising campaigns in order to grow her network.

Challenges

Build compliant content and ad campaigns in a timely fashion

Building good audience to increase their network.

Sources of information

Google

Forbes

YouTube

Twitter

Facebook

Apple News

Business Insider

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