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What it is/what it isn’t

Alto CryptoIRA® is…

an FDIC-insured IRA account that is a part of the Alto platform, it's specifically reserved for investing in cryptocurrencies. Like our Alto IRA product, Alto CryptoIRA lets you set up traditional IRAs, Roth IRAs, and SEP IRAs.

an easy way access to more than 200 cryptocurrencies — including Ethereum, bitcoin,

dogecoin⁠

, and Cardano — since Alto IRA is integrated with Coinbase.

a popular investment vehicle because of its tax advantages and the freedom it gives to savvy investors. Your gains inside your CryptoIRA® are tax-free if….and tax-deferred if….

Alto CryptoIRA® is not…

a trading platform

expensive or hard to get started with

the only way to invest in alternatives

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How to talk about Alto Crypto IRA

Tax-free / tax-deferred

When mentioning tax-free or tax-deferred without explaining IRA rules (as we would in a blog post), we need to include the disclaimer “Traditional IRAs and SEP IRAs generally are tax-deferred; Roth IRAs generally can be tax-free.”

We can get around including this disclaimer by instead using “with the tax advantages of an IRA” or “the tax advantages of a traditional or Roth IRA.”

Can also avoid citation with thorough explanation (appropriate in a blog, not an ad or social post — unless an explainer post). Some variation of:

Withdrawals from a Roth IRA—including all your gains—are completely tax free as long as you wait until turning 59 1/2 years of age to distributions (and your account has been open for at least five years).

With a traditional IRA, taxes are deferred until you take distributions, as long as you are at least 59 1/2 years of age.

As long as you wait until you’re eligible to take distributions, withdrawals from a Roth IRA are completely tax-free.

Coin selection

While we don’t know of another crypto IRA that offers as large a selection of cryptocurrencies, we can’t say for certain that we offer access to the largest selection. (It’s possible a crypto IRA that lets investors hold their own keys offers access to more.)

We can, however, say that we offer “one of the largest selections of any crypto IRA.”

When mentioning the number of coins, we say “up to 200+” because the more than 200 coins and tokens available through Coinbase integration are restricted in New York State.

Coinbase integration

It’s also important to note that Alto does not offer these cryptocurrencies, Coinbase does. So we need to use phrases like “access to up to 200+ coins and tokens through Coinbase integration.”

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Copy Deck (consumer-facing copy)

Customer

Invest in Cryptocurrency with Alto's CryptoIRA®

Securely invest in Bitcoin, Ethereum, and more with a tax-advantaged account. Perfect for first-time investors and experts alike.

Prospect

Grow Your Retirement Savings with a CryptoIRA®

Beat inflation and diversify your portfolio with Cryptocurrency in a tax-advantaged IRA. Simple, secure, and accessible to everyone.

20 words (or fewer)

Invest tax-free in crypto with Alto's CryptoIRA®. Secure, accessible, and perfect for retirement savings.

20-40 word

Invest tax-free in crypto with Alto's CryptoIRA®. Secure, accessible, and perfect for retirement savings. Combine tax advantages, diversification, and accessibility in one account that sparks the potential for higher returns.

Bulleted list (50-70 characters per bullet)

Take hold of the digital future:

Tax-advantaged: Crypto IRAs grow tax-free until you withdraw.

Diversification: Cryptocurrencies are a different asset class from stocks and bonds.

Secure: Our platform offers enhanced security features to protect your assets.

Accessibility: Invest in crypto with just a few clicks and manage your account online.

Potential for high return: Cryptocurrencies have the potential for high volatility and high returns.

100(ish) word

Alto CryptoIRA is also a part of the

Alto⁠

platform, but it's specifically reserved for investing in cryptocurrencies. Like its Alto IRA product, Alto CryptoIRA lets you set up traditional IRAs, Roth IRAs, and SEP IRAs. This allows access to more than 200 cryptocurrencies — including Ethereum, bitcoin, dogecoin, and Cardano — since Alto IRA is integrated with Coinbase.

⁠

Simple FAQs

What is Alto CryptoIRA?

Alto CryptoIRA is also a part of the

Alto⁠

platform, but it's specifically reserved for investing in cryptocurrencies. Like our Alto IRA product, Alto CryptoIRA lets you set up traditional IRAs, Roth IRAs, and SEP IRAs.

Is Alto IRA free?

No. For Alto CryptoIRA, you'll pay 1% for each crypto transaction, $50 for account closures, and $25 for outbound wire transfers. For Alto IRA, you'll pay $10/month or $100/year and a $10 partner investment fee. As with its crypto option, you'll also be responsible for a $50 account closure fee and $25 outbound wire transfer fee.

⁠

Related Terms

SDIRA: Unlike regular IRAs that rely on traditional investments, self-directed IRAs let you build wealth through alternative investments like real estate, cryptocurrencies, and precious metals.

Cryptocurrencies: These digital assets are powered by blockchain technology and allow for decentralized transactions between two parties. No middleman (i.e., a central institution like a bank) is involved.

Crypto wallet: These storage vehicles are designed for digital assets like Bitcoin and ether. You can typically either set up a hot wallet (i.e., a crypto wallet that uses software or online storage technology) or a cold wallet. The latter relies on hardware for storage.

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