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Buying
Buying
Ok ok, I know you're excited. You've found your car, you're ready to sign the papers and quite frankly... you're ready to get out of there. There are a few things to remember before you drive off.
✅ Check before you drive off the lot
Remember TIFF:
Items you'll need to bring with you:
Your driver’s license
The dealership needs to see that you’re a legally licensed driver before you drive off in your new car. Make sure it’s valid and not expired. Not only will you need it for the test drive, you’ll need proof of residence for your car loan too.
Got it
Proof of insurance
You’ll likely need proof of insurance when buying a new car. After all, it’s required in most states.
Got it
Form of payment
Whether you’re using a check, cash, or a loan to make your purchase, you’ll want to have your payment ready. If you’re getting a loan with the dealership, prepare to be there a while to handle all the relevant paperwork.
Be prepared to pay a down payment at the dealership, too. Call the dealership before you go and speak to the financing department to see what documents they require — and ask about pre-approved financing.
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Recent pay stubs
If you plan on getting a loan through the dealership, they may require you to show proof of your recent employment. Bring a couple of your most recent pay stubs just in case.
Got it
Recent utility bills
If you’ve moved within the past year, you’ll need to produce current proof of residence in order to buy a car. Bring a few utility bills with that are dated within the past month, and show your new address. Be sure your account number’s on the bill in case they need to verify the information with the utility company.
Got it
Discount information
If you’ve got a discount coming from your credit card company, the dealership, the manufacturer or anyone else, make sure you have all the necessary information with you so you don’t miss out on the deal. Walk through the fine print of the deal slowly, so you fully understand the promotion.
Got it
A list of references
If and are applying for a loan through the dealership, you might also have to supply a list of references who don’t live with you. Have this on hand with the names, business address and contact information of people who can vouch for you.
Got it
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