Regional Delinquency & Bad Debt Summary (Orange, Groves, Nederland & Bridge City)
Between January and September 2025, the combined sites in Orange, Groves, Nederland, and Bridge City (all Texas) recorded a total of $50,014.83 in bad debt write-offs. A breakdown is as follows:
Bridge City (BPT): $20,168.96 Based on Texas’s legal auction minimum (~67 days past due), an estimated 25% of this bad debt could have been avoided with earlier auction intervention. That equates to a projected savings of approximately $12,753.45 across the region.
The largest recovery opportunities were at:
Groves (BPT): Potential savings of ~$6,396 Bridge City (BPT): ~$5,042 These locations likely experienced delayed auctions or extended delinquency cycles, allowing debts to age past the optimal write-off point.
✅ Recommendation
Transitioning to a consistent 67-day auction schedule in Texas starting January 2026 is expected to materially reduce future write-offs in this region. This aligns with statewide legal limits and supports a more proactive collections strategy.
📎 Reference: New state-specific delinquency schedules are attached for rollout.
Bad_Debt_and_Estimated_Savings__Orange_Region_