Explore

Payment Methods by Country

🇺🇸 United States

Credit/Debit Cards: ~47% Reference:

Federal Reserve Payment Studies⁠

Nilson Report⁠

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Digital Wallets (e.g., PayPal, Apple Pay): ~29% Reference:

Statista⁠

PYMNTS.com Reports⁠

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Bank Transfers: ~8% Reference:

The Clearing House⁠

Statista⁠

⁠

Buy Now, Pay Later (BNPL): ~6% Reference:

Afterpay/Klarna Market Insights⁠

Statista⁠

⁠

Cash: ~5% Reference:

Federal Reserve Payment Studies⁠

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🇬🇧 United Kingdom

Credit/Debit Cards: ~52% Reference:

UK Finance Reports⁠

Statista⁠

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Digital Wallets (e.g., PayPal): ~25% Reference:

Statista⁠

eMarketer Reports⁠

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Bank Transfers: ~10% Reference:

Bank of England⁠

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Buy Now, Pay Later (BNPL): ~8% Reference:

Klarna/Afterpay Reports⁠

Statista⁠

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Cash: ~3% Reference:

UK Finance Reports⁠

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🇩🇪 Germany

Bank Transfers (e.g., SEPA, Giropay): ~43% Reference:

Deutsche Bundesbank⁠

Statista⁠

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Digital Wallets (e.g., PayPal): ~28% Reference:

Statista⁠

eMarketer⁠

⁠

Credit/Debit Cards: ~18% Reference:

Deutsche Bundesbank⁠

Statista⁠

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Buy Now, Pay Later (BNPL): ~7% Reference:

Klarna Reports⁠

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Cash: ~3% Reference:

Deutsche Bundesbank Reports⁠

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🇨🇳 China

Digital Wallets (e.g., Alipay, WeChat Pay): ~54% Reference:

Statista⁠

China UnionPay Reports⁠

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Bank Transfers: ~22% Reference:

China Payments Report⁠

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Credit/Debit Cards: ~13% Reference:

China UnionPay⁠

Statista⁠

⁠

Cash: ~8% Reference:

China Central Bank Reports⁠

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Other (e.g., QR code payments): ~3% Reference:

Statista⁠

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🇯🇵 Japan

Credit/Debit Cards: ~48% Reference:

Bank of Japan Reports⁠

Statista⁠

⁠

Digital Wallets (e.g., PayPay, Rakuten Pay): ~22% Reference:

Statista⁠

⁠

Bank Transfers: ~16% Reference:

Bank of Japan⁠

⁠

Cash: ~10% Reference:

Statista⁠

⁠

Other (e.g., Konbini payments): ~4% Reference:

Japan Payment Statistics⁠

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🇮🇳 India

Digital Wallets (e.g., Paytm, Google Pay): ~36% Reference:

RBI Reports⁠

Statista⁠

⁠

Bank Transfers (e.g., UPI): ~29% Reference:

NPCI Reports⁠

Statista⁠

⁠

Credit/Debit Cards: ~23% Reference:

RBI Reports⁠

⁠

Cash: ~9% Reference:

RBI Reports⁠

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Other (e.g., prepaid cards): ~3% Reference:

Statista⁠

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🇧🇷 Brazil

Credit/Debit Cards: ~45% Reference:

Banco Central do Brasil⁠

Statista⁠

⁠

Digital Wallets (e.g., PicPay, MercadoPago): ~30% Reference:

MercadoPago Reports⁠

Statista⁠

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Bank Transfers (e.g., PIX): ~15% Reference:

Banco Central do Brasil⁠

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Cash: ~7% Reference:

Banco Central do Brasil⁠

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Other (e.g., Boleto): ~3% Reference:

Statista⁠

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🇨🇦 Canada

Credit/Debit Cards: ~50% Reference:

Payments Canada Reports⁠

Statista⁠

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Digital Wallets (e.g., PayPal, Apple Pay): ~26% Reference:

Statista⁠

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Bank Transfers: ~12% Reference:

Payments Canada⁠

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Cash: ~8% Reference:

Bank of Canada⁠

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Other (e.g., prepaid cards): ~4% Reference:

Statista⁠

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🇦🇺 Australia

Credit/Debit Cards: ~46% Reference:

Reserve Bank of Australia⁠

Statista⁠

⁠

Digital Wallets (e.g., PayPal, Afterpay): ~28% Reference:

Afterpay/Klarna Reports⁠

Statista⁠

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Bank Transfers: ~12% Reference:

Reserve Bank of Australia⁠

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Buy Now, Pay Later (BNPL): ~9% Reference:

Afterpay Reports⁠

Statista⁠

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Cash: ~3% Reference:

Reserve Bank of Australia Reports⁠

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🇷🇺 Russia

Digital Wallets (e.g., Yandex Money, Qiwi): ~34% Reference:

Central Bank of Russia Reports⁠

Statista⁠

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Credit/Debit Cards: ~29% Reference:

Statista⁠

⁠

Bank Transfers: ~18% Reference:

Central Bank of Russia⁠

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Cash: ~14% Reference:

Statista⁠

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Other: ~5% Reference:

Statista⁠

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🇲🇽 Mexico

Credit/Debit Cards: ~40% Reference:

Banco de México Reports⁠

Statista⁠

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Digital Wallets (e.g., MercadoPago): ~30% Reference:

MercadoPago Reports⁠

Statista⁠

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Bank Transfers: ~15% Reference:

Banco de México⁠

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Cash: ~10% Reference:

Banco de México⁠

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Other: ~5% Reference:

Statista⁠

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🇩🇰 Denmark

Credit/Debit Cards: ~50% Reference:

Danmarks Nationalbank Reports⁠

Statista⁠

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Mobile Payments (e.g., MobilePay): ~31% Reference:

MobilePay Reports⁠

Statista⁠

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Bank Transfers: ~10% Reference:

Danmarks Nationalbank⁠

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Buy Now, Pay Later (BNPL): ~5% Reference:

Statista⁠

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Cash: ~3% Reference:

Danmarks Nationalbank Reports⁠

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🇳🇴 Norway

Credit/Debit Cards: ~55% Reference:

Norges Bank Reports⁠

Statista⁠

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Mobile Payments (e.g., Vipps): ~28% Reference:

Vipps Reports⁠

Statista⁠

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Bank Transfers: ~10% Reference:

Norges Bank⁠

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Buy Now, Pay Later (BNPL): ~4% Reference:

Statista⁠

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Cash: ~2% Reference:

Norges Bank Reports⁠

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🇫🇮 Finland

Credit/Debit Cards: ~47% Reference:

Bank of Finland Reports⁠

Statista⁠

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Bank Transfers (e.g., Paytrail, OP): ~35% Reference:

Paytrail Reports⁠

Statista⁠

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Mobile Payments (e.g., MobilePay, Pivo): ~10% Reference:

MobilePay Reports⁠

Statista⁠

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Buy Now, Pay Later (BNPL): ~4% Reference:

Statista⁠

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Cash: ~3% Reference:

Bank of Finland Reports⁠

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🇸🇪 Sweden

Credit/Debit Cards: ~45% Reference:

Swedish Retail and Wholesale Trade Reports⁠

Statista⁠

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Digital Wallets (e.g., Swish, PayPal): ~30% Reference:

Swish Reports⁠

Statista⁠

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Bank Transfers (e.g., Trustly): ~15% Reference:

Trustly Reports⁠

Statista⁠

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Buy Now, Pay Later (BNPL, e.g., Klarna): ~7% Reference:

Klarna Reports⁠

Statista⁠

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Cash: ~2% Reference:

Swedish National Bank Reports⁠

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