BCACC Members who are employees should be covered by their employers Professional Liability Policy. This is only for the service you provide as an employee of that company. You require your own Professional Liability as an Individual or Private Practice Business in the following scenarios:
Contracting Services as yourself or your Private Practice
If you contract services as an individual or in your own private practice outside of your employment you will need your own Professional Liability
Private Practice
If you have a private practice business you operate outside of your employment you can insure yourself and 2 additional professionals. Larger policies are available for larger businesses