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Accumulate then Consolidate Cashflow Strategy

This calculator helps to estimate the portfolio size needed to reach a monthly net cashflow goal if your strategy is the following:
Buy cashflow neutral properties
Use the 5 wealth drivers that contribute to ROI to grow the equity.
Sell assets to pay off the mortgages of the properties that remain.
Collect rents without mortgage payments for maximum cash flow.
Each card below represents an alternative strategy. You may add additional cards to work through different strategies.

10 Years Plan for Net 10K/mo CF By Contributing 500/50
Notes

Monthly Net Cashflow Goal
10,000
Year reach goal
14
🪙 Finances
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1
Starting Investment Cash
Additional Cash/yr
Min Cashflow (May be Negative)
Cash Balance at Goal
Equity Needed
500,000
50,000
(54,863)
121,461
2,181,818
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🏡 Typical House Costs
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1
House Cost
Down Payment
Downpay Needed
Per House CF/mo
CF/mo yearly increase
Sales Fee
Cap Rate
290,000
25%
72,500
(200)
50
6%
5.5%
There are no rows in this table
Selected ROI Scenario
Default
Add Yearly Analysis
Yearly Portfolio
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Est. ROI
New Cash Invested
Total Cash Invested
Equity Growth
Total Equity Growth
Total Equity
Portfolio Value
Debt
Total Houses
Cash Flow/mo
Cash Flow Balance
Consolidated Portfolio
Consolidated Portfolio CF/mo
4.17%
500,000
500,000
20,850
20,850
520,850
2,020,850
1,500,000
6.97
(1,394)
(16,724)
430,850.00
1,975
8.55%
33,276
533,276
44,138
64,988
598,263
2,198,090
1,599,827
7.58
(1,168)
(30,734)
502,273.69
2,302
9.34%
35,990
569,266
51,046
116,033
685,299
2,393,096
1,707,797
8.25
(923)
(41,810)
582,831.33
2,671
10.15%
38,924
608,190
58,558
174,592
782,781
2,607,350
1,824,569
8.99
(658)
(49,708)
673,307.15
3,086
11%
42,102
650,292
66,823
241,414
891,706
2,842,581
1,950,875
9.8
(371)
(54,159)
774,653.40
3,550
11.87%
45,550
695,841
75,798
317,212
1,013,054
3,100,578
2,087,524
10.69
(59)
(54,863)
887,802.18
4,069
12.78%
49,296
745,137
85,642
402,854
1,147,991
3,383,403
2,235,412
11.67
281
(51,493)
1,013,866.74
4,647
13.73%
53,370
798,507
96,424
499,279
1,297,786
3,693,308
2,395,522
12.74
650
(43,687)
1,154,054.62
5,289
14.7%
57,806
856,313
108,121
607,399
1,463,713
4,032,652
2,568,939
13.91
1,053
(31,048)
1,309,576.17
6,002
15.72%
62,639
918,952
120,958
728,358
1,647,309
4,404,164
2,756,855
15.19
1,492
(13,141)
1,481,897.94
6,792
16.78%
67,907
986,859
134,979
863,337
1,850,196
4,810,773
2,960,577
16.59
1,971
10,514
1,672,561.15
7,666
17.87%
73,654
1,060,514
150,232
1,013,569
2,074,083
5,255,623
3,181,541
18.12
2,494
40,440
1,883,190.09
8,631
19.01%
79,926
1,140,440
166,922
1,180,491
2,320,930
5,742,250
3,421,319
19.8
3,064
77,212
2,115,651.34
9,697
20.2%
86,773
1,227,212
185,168
1,365,658
2,592,871
6,274,508
3,681,637
21.64
3,687
121,461
2,371,972.61
10,872
21.43%
94,248
1,321,461
205,051
1,570,710
2,892,170
6,856,553
3,964,382
23.64
4,368
173,874
2,654,307.51
12,166
22.7%
102,413
1,423,874
226,712
1,797,422
3,221,296
7,492,918
4,271,622
25.84
5,111
235,207
2,964,998.76
13,590
24.03%
111,333
1,535,207
250,404
2,047,826
3,583,033
8,188,652
4,605,620
28.24
5,923
306,284
3,306,695.42
15,156
25.42%
121,077
1,656,284
276,299
2,324,125
3,980,409
8,949,261
4,968,852
30.86
6,810
388,009
3,682,277.84
16,877
26.86%
131,725
1,788,009
304,537
2,628,662
4,416,670
9,780,697
5,364,026
33.73
7,780
481,368
4,094,828.83
18,768
28.35%
143,360
1,931,368
335,320
2,963,982
4,895,350
10,689,455
5,794,105
36.86
8,840
587,443
4,547,704.04
20,844
29.91%
156,075
2,087,443
368,972
3,332,954
5,420,397
11,682,726
6,262,330
40.29
9,998
707,414
5,044,656.94
23,121
31.53%
169,971
2,257,414
405,689
3,738,643
5,996,057
12,768,298
6,772,242
44.03
11,263
842,572
5,589,722.19
25,620
33.22%
185,158
2,442,572
445,792
4,184,434
6,627,006
13,954,721
7,327,715
48.12
12,646
994,328
6,187,343.18
28,359
34.98%
201,756
2,644,328
489,575
4,674,009
7,318,337
15,251,321
7,932,984
52.59
14,158
1,164,226
6,842,358.04
31,361
36.81%
219,898
2,864,226
537,362
5,211,371
8,075,597
16,668,274
8,592,677
57.48
15,810
1,353,951
7,560,036.05
34,650
38.72%
239,726
3,103,951
589,556
5,800,927
8,904,879
18,216,733
9,311,854
62.82
17,616
1,565,348
8,346,167.36
38,253
40.71%
261,397
3,365,348
646,547
6,447,474
9,812,822
19,908,867
10,096,045
68.65
19,590
1,800,431
9,207,059.36
42,199
42.79%
285,083
3,650,431
708,807
7,156,281
10,806,712
21,758,006
10,951,294
75.03
21,748
2,061,402
10,149,634.43
46,519
44.95%
310,970
3,961,402
776,755
7,933,036
11,894,437
23,778,642
11,884,205
82
24,105
2,350,666
11,181,385.06
51,248
47.21%
339,264
4,300,666
850,996
8,784,032
13,084,698
25,986,696
12,901,998
89.61
26,682
2,670,854
12,310,578.05
56,423
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