Risk

KYC


2
Digital Addresses

3
Ghana Post GPS

5
What3words

7
Identification

“Red door” or “Number 3”

10
Mobile Telephone Number


12
Local Landmark


14
Other

Type
Item
Description
Validity

Utility bills
Even in informal settlements, utility bills for electricity or water services are widely accepted when available
High

Letters from local authorities
Official letters from chiefs, local government officials, or community leaders verifying a person's residence


Employer verification
Letters from employers confirming an employee's residence location


Mobile money statements
Records from mobile money accounts that show transaction patterns in specific locations


Affidavits or statutory declarations
Sworn statements about residence, often witnessed by a commissioner of oaths


Neighbour verification
Some institutions accept verification from existing customers who can vouch for an applicant's residence


School/church records
Documentation showing membership or attendance at local institutions


Tax documents
Local tax receipts that indicate an area of residence


Rental agreements
Even informal rental agreements, sometimes handwritten, can be accepted with additional verification

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15


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