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Database of results
Database of results
R8,001 - R25,000
Yes
Yes
Funeral Cover +6
Results
Id
Age
Education
Location
Gender
Job
Income Bracket
Language
Relationship Status
Marriage_status
Children
Industry
Industry Other
Discretionary Income
Discretionary Income Spend
Discretionary Income Spend Other
Financial Aspiration
Wealth Definition
Increasing Wealth Above Salary
Additional Wealth Method
Stokvel
Save In My Bank Account
Formal Investing
Investing In Local Businesses
Multilevel Marketing
Property Investment
Gambling
Side Hustle
Informally Lending Money
Dont Do Anything To Create Additional Wealth
Dont Know Know To Create Additional Wealth
Other Additional Wealth Method
Risk Products Likelihood Rating
Formal Savings Products Likelihood Rating
Informal Savings Products Likelihood Rating
Investment Products Likelihood Rating
Multilevel Marketing Likelihood Rating
Local Business Invest Likelihood Rating
Property Invest Likelihood Rating
Side Hustle Likelihood Rating
Digital Platform Likelihood Rating
Best Way To Generate Additional Wealth
Barriers To Creating Additional Wealth
Wealth Generation Feelings
Formal Financial Products Priority
Contact Further
Date & Time Of Response
Company
Button
1
107504350
25
Honours level degree
Cape Town
Male
Product manager
R8,001 - R25,000
1
Married
1
0
Trade
Tech
Yes
Other
test
test
test
Yes
4
Yes
Yes
Yes
3
1
1
1
1
1
4
5
1
tesy
test
test
Funeral Cover
Yes
9/27/2021, 1:53 PM
Contact
2
125572815
22
Tertiary degree
Durban
Male
Self employed,
R2,001 - R4,000
7
Single
1
Medical
Sometimes
I take the money and invest it in other opportunities
To be free of debts and have enough money for my investments
Wealth is being able to live and maintain a luxurious life without any struggle for a long period of time
Yes
1, 2, 8, 9
2
1
4
5
1
5
5
5
5
To invest in property
The fear of losing my investment, such platforms have bad reputation
There is no progress, the wealth is just rotating amongst the government and not the youth included
Medical Aid
Yes
9/27/2021, 3:33 PM
Contact
3
120887857
60
Some tertiary education
Cape Town
Female
Pensioner and sells cheese for someone
R2,001 - R4,000
1, 4
Divorced
3
Other
I am retired
Sometimes
I put money away and save
To always have enough to provide my needs
To be honest , MY wealth is my health , my children and taking care of my needs, I think everyone defines wealth in different ways
Yes
1
No
Yes
5
5
3
1
3
2
2
3
2
To try and finding something to do and being paid for it
My age
South African wealth is very "devided" , one side is extremely wealthy whilst the other side is extremely poor, therefore its wealth is veey diversed
Funeral Cover
Yes
9/27/2021, 3:33 PM
Contact
4
126378560
26
Some tertiary education
Bloemfontein
Female
Vodacom financials distributor
R2,001 - R4,000
1, 5
Single
1
Other
Sales and marketing
No
I don't have any additional income after basic life expenses
Improve my financial literacy
Money in the bank
Yes
8
Yes
5
5
3
4
3
4
5
5
4
To do side hustle. It's good to have many forms of income
I did not answer like that
I honestly don't have much to say
Investments
Yes
9/27/2021, 3:36 PM
Contact
5
121536402
30
Some tertiary education
Johannesburg
Female
Administrator
R2,001 - R4,000
5
Divorced
2
Hospitality
Yes
I use it to make purchases (Clothing, Accessories)
I try saving some money for the future
Wealth is having multiple source of incomes to keep you by and be able to pay for fees and buy groceries, wealth also means investing in order to increase the wealth I have
Yes
8
Yes
Yes
5
1
1
1
1
1
1
1
5
Investments, having a side hustle and having properties to rent out to people
Capital to start those businesses
The wealth in South Africa is growing gradually, people are getting the idea of having multiple source of incomes
Investments
2
9/27/2021, 3:38 PM
Contact
6
126376854
31
Passed matric
Pretoria
Male
Data collector
R2,001 - R4,000
10, 1
Dating/in a relationship
1
Other
Data collection
Yes
I put money away and save
Side jobs and main income
Wealth is money in the bank and assets
Yes
2, 3, 2005
3
1
5
4
3
4
4
5
5
Investment and loan money to people that will pay with interest
Likely, everyone need wealth I reckon
There are limited opportunities so most individuals
Investments
Yes
9/27/2021, 3:50 PM
Contact
7
115821387
25
Matric (didn't pass)
Capetown
Female
Contact center agent
R2,001 - R4,000
1 , 2
2
0
Other
Telemarketers
Yes
I use it to make purchases (Clothing, Accessories)
To be financially stable
Money in the bank
No
2
Yes
4
3
4
1
2
2
3
4
2
Start a side hustle join stokvels
People not buying into your products or late payments.
They is not enough business investing in local entrepreneurs.
Funeral Cover
Yes
9/27/2021, 3:52 PM
Contact
8
124998004
20
Passed matric
Cape Town
Female
Freelance trancriptionist
R8,001 - R25,000
1
Single
0
Hospitality
Yes
I use it to make purchases (Clothing, Accessories)
To be financially stable and always have money left over after set expenses.
having money in the bank and being able to afford rent and basic necessities
No
1
Yes
1
3
1
2
1
1
4
4
3
Having a side hustle
Time and motivation.
That there is too large of an imbalance between the rich and the poor. there needs to be more opportunities in education so that people are able to get good jobs
Medical Aid
2
9/27/2021, 3:54 PM
Contact
9
124762530
24
Some tertiary education
Richard bay
Female
It
R6,001 - R8,000
3
Life-long partnership
0
Finance
Yes
I put money away and save
Save
Having money
Yes
7
Yes
Yes
5
5
5
5
5
5
5
5
5
To save more
To help the community
Poor
Investments
Yes
9/27/2021, 3:55 PM
Contact
10
129092013
40
Tertiary degree
Johannesburg
Male
Self employed
R8,001 - R25,000
3
Married
1
Other
Self employed
Yes
I take the money and invest it in other opportunities
Making more money
Having investments
Yes
7
Yes
5
5
5
5
5
5
5
4
5
Saving and investing money
None
Involving
I would not prioritise any of these financial products
Yes
9/27/2021, 3:55 PM
Contact
11
125025450
32
Matric (didn't pass)
Western cape
Male
Driver
R6,001 - R8,000
1
Single
2
Other
Courier
No
I give it to members of my family
Food
Having a business
No
8
Yes
3
2
2
2
2
2
2
2
3
Nothing
Extremely unlikely
Unlikely
Life Cover
Yes
9/27/2021, 3:56 PM
Contact
12
121448245
37
Some tertiary education
Cape town
Female
Self employed
R4,001 - R6,000
1
Married
4
Other
Food
Yes
I take the money and invest it in other opportunities
My family
Owning nice things and money in the bank
Yes
8
Yes
3
3
2
4
4
3
3
5
3
Side hustle
Finance
It's good
Savings
Yes
9/27/2021, 3:56 PM
Contact
13
121481662
45
Passed matric
Cape town
Female
Self employed
R6,001 - R8,000
1
Married
3
Other
Private security
Yes
I put money away and save
Financial stability,for my kids education and to just live a stable life
Cash flow foe basic needs,house and car
Yes
8
No
Yes
5
5
3
3
3
4
5
5
3
Save and side hustle
🤷🏻♀️
Better salaries for general workers,better funda for elderly and disabled
Life Cover
Yes
9/27/2021, 3:57 PM
Contact
14
125706547
26
Some tertiary education
johannesburg
Female
Administrative Assistant
R4,001 - R6,000
1
Single
0
Finance
Yes
I take the money and invest it in other opportunities
I want to have net assets that will support me for a lifetime
Having assets that generate income
Yes
1, 3, 2008
3
5
4
5
2
3
5
5
5
Investing in property and shares
Having trust issues
It is not taken serious
Investments
Yes
9/27/2021, 3:57 PM
Contact
15
121444843
27
Passed matric
Cape time
Female
Cashier
R4,001 - R6,000
1, 4
Dating/in a relationship
2
Medical
No
I put money away and save
To buy my own house
Having your own house
No
8
Yes
5
5
5
5
1
4
5
5
3
To save money
Shortage of money after expenses
Only the wealthy are getting richer and the poor are getting poorer
I would not prioritise any of these financial products
2
9/27/2021, 3:58 PM
Contact
16
121531582
33
Matric (didn't pass)
Johannesburg
Female
Sales admin assistant, admin work
R4,001 - R6,000
1, 2, 2003
Single
0
Other
8
Sometimes
I take the money and invest it in other opportunities
to never be broke again
money in the bank
Yes
2, 6, 8, 9
Yes
4
4
4
3
4
3
5
5
5
side hustles and investments
Little salary
We have to work harder than other countries
Savings
Yes
9/27/2021, 3:58 PM
Contact
17
126404453
34
Matric (didn't pass)
Jhb
Female
Domestic worker
R4,001 - R6,000
1
Married
2
Personal Household
Sometimes
I use it to make purchases (Clothing, Accessories)
Pay rent and buy food
Money in the bank
Yes
1 6 2002
3
3
4
3
3
3
3
3
3
Work hard
Ok
Happy
Funeral Cover
Yes
9/27/2021, 3:58 PM
Contact
18
126417808
36
Technicon
East London
Female
Nurse, montly income
R8,001 - R25,000
2, 1, 2, 4
Single
1
Medical
Sometimes
I use it to make purchases (Clothing, Accessories)
Comfort
Money in the bank
No
2, 9
1
2
3
3
2
2
4
2
2
Starting a business
Finance.
It's not fair
Medical Aid
Yes
9/27/2021, 3:58 PM
Contact
19
123102625
34
Some tertiary education
Ladysmith
Male
Sales Agent
R6,001 - R8,000
1 3
Divorced
2
Other
Sales
Yes
I use it for entertainment (Going out etc.)
Buy property
All of the above
No
9
No
Yes
3
4
2
3
3
3
4
4
3
Easy properties
Knowledge
Lack of knowledge
Investments
Yes
9/27/2021, 3:59 PM
Contact
20
125670967
29
Matric (didn't pass)
Moorreesburg
Female
General worker
R4,001 - R6,000
1
Dating/in a relationship
3
Hospitality
Yes
I use it to make purchases (Clothing, Accessories)
All the household stuff
I define it somewhat
No
10
Yes
3
2
2
3
3
3
3
3
2
Hard working
My money income
My feeling is sad
Funeral Cover
Yes
9/27/2021, 3:59 PM
Contact
21
120793126
31
Tertiary degree
Johannesburg
Male
Work full time
R8,001 - R25,000
1 and 10
5
1
Finance
Sometimes
I take the money and invest it in other opportunities
Investments
Investments and saving alot
Yes
7
Yes
Yes
4
4
4
5
4
4
4
4
4
Investments
None
None
I would not prioritise any of these financial products
Yes
9/27/2021, 3:59 PM
Contact
22
121453672
32
Honours level degree
Johannesburg
Male
Account Manager
R25,001 - R100,000
1
Single
0
Other
Consulting Services
Yes
I put money away and save
Having a comfortable retirement
Having a house, a business and money saved up in the bank
Yes
1, 3, 8, 9
5
5
1
5
3
4
5
5
5
Investments and owning property
The chance that you may participate or invest in a scam.
Or a ponzi schme
Savings
Yes
9/27/2021, 3:59 PM
Contact
23
124978595
36
Tertiary degree
Johannesburg
Female
I am educator.
R8,001 - R25,000
1, 3
Life-long partnership
2
Other
Education
No
I don't have any additional income after basic life expenses
I aspire to be financially free, with no debt to my name
Never having to worry about how much the groceries, petrol and unforeseen expenses cost.
No
11
Yes
4
4
3
3
2
3
3
2
2
Having ideas to start something that is not already dominating the market.
Having no one believe in you, and no start up funds.
Wealth is generated and kept with a certain demarcation of people.
Investments
Yes
9/27/2021, 3:59 PM
Contact
24
124748495
40
Some tertiary education
Capetown
Female
Employed full time
R8,001 - R25,000
1
Married
2
Other
Retail
Sometimes
I take the money and invest it in other opportunities
Business
Having a house and a business
Yes
2
Yes
3
4
5
4
1
2
4
5
5
Stockvels, easy equities, side hustle
Scammers, lack of knowledge
I feel that there are a lot of opportunities but because of scammers people get scared for their money
Investments
Yes
9/27/2021, 3:59 PM
Contact
25
120627670
35
Honours level degree
Durban
Female
Security officer
R4,001 - R6,000
1
2
2
Finance
Yes
I use it to make purchases (Clothing, Accessories)
Expenses
Investing for the future
Yes
2
Yes
4
5
5
5
4
5
5
5
5
Investing in property
Fear
Like it very much
Funeral Cover
Yes
9/27/2021, 3:59 PM
Contact
26
120646333
42
Diploma
Pretoria West
Male
1
4, 1, 2003
5
0
Hospitality
No
I don't have any additional income after basic life expenses
I want to obtain code 14 and drive trucks
I define wealth as peace of mind and comfort that you will survive today
Yes
8
Yes
3
1
3
3
1
4
4
4
3
Start something you are good at and something you enjoy doing
I don't earn a lot at the moment and have to survive from day to day
It can be done but it will require some market research and hard work
Medical Aid
Yes
9/27/2021, 3:59 PM
Contact
27
125032975
25
Some tertiary education
Port Shepstone
Female
Information technology
R6,001 - R8,000
1
Single
1
Other
Information technology
Yes
I take the money and invest it in other opportunities
Saving more
Having everything
Yes
2
Yes
5
5
5
5
5
3
5
5
5
Save more money
I don't know
Good
Savings
Yes
9/27/2021, 4:00 PM
Contact
28
122250869
24
Tertiary degree
Malelane
Male
Researcher
R8,001 - R25,000
7, 1, 2003
Dating/in a relationship
1
Social Services
Yes
I take the money and invest it in other opportunities
To acquire as much money as possible for the future and to a better stable life
Having multiple investments and shares in different big companies
Yes
1, 3
No
5
4
4
5
3
4
5
5
5
To invest in stocks, bonds, companies and starting businesses
None
I feel that agriculture is leading in South Africa and is a bit less risky
Savings
Yes
9/27/2021, 4:00 PM
Contact
29
120706477
34
Diploma
Pretoria
Male
Officer
R4,001 - R6,000
9
2
1
Agriculture
No
I put money away and save
Iwant to buy car
Have a car
Yes
2
Yes
3
1
5
5
3
4
5
3
4
Yes
To save money
Good
Investments
Yes
9/27/2021, 4:00 PM
Contact
30
120893286
30
Passed matric
cape town
Female
Office Manager
R8,001 - R25,000
1, 4
Dating/in a relationship
1
Other
Meat
No
I take the money and invest it in other opportunities
car
living comfortable
Yes
1 , 8
No
2
3
3
3
3
4
2
5
4
side hustle
capital
struggle is real but there are opportunities out there
Funeral Cover
Yes
9/27/2021, 4:00 PM
Contact
31
125028598
26
Some tertiary education
Johannesburg
Female
Customer service associate
R8,001 - R25,000
1, 3
Life-long partnership
0
Other
Education
No
I take the money and invest it in other opportunities
Education and a house
Money in the bank
No
3
Yes
4
5
5
4
1
3
4
4
5
Investment such as easy equities
I answered extremely unlikely to network marketing because I have tried and not succeeded so I know its not for me
It's not easy. You need some form of money or connections to make it
Medical Aid
Yes
9/27/2021, 4:01 PM
Contact
32
128384127
30
Tertiary degree
Phuthaditjhaba
Female
Assistant educator
R6,001 - R8,000
1
Life-long partnership
2
Other
Education
Yes
I take the money and invest it in other opportunities
Financial freedom
Being able to not worry about meeting my needs and still be able to cater for my wants and secure my for my future wants and needs
Yes
3
Yes
4
5
5
4
3
3
5
5
5
By investing in stock
No barriers
We are so slow behind creating generational wealth but we are on our way there
Investments
Yes
9/27/2021, 4:01 PM
Contact
33
120159192
50
Passed matric
Amanzimtoti
Female
Marketing
R8,001 - R25,000
1
3
1
Hospitality
Yes
I use it to make purchases (Clothing, Accessories)
To buy a new home. And a car. Also to save for my future
Having financial stability
Yes
8
No
Yes
4
4
1
3
4
4
5
5
4
Selling upmarket products
None
It is extremely important to have financial stability. Since Covid all future is in the dark in South Africa
Savings
Yes
9/27/2021, 4:01 PM
Contact
34
121552616
31
Some tertiary education
Johannesburg
Female
Administrator
R8,001 - R25,000
10
Married
2
Finance
Yes
I take the money and invest it in other opportunities
To not have any debts
Having a business
Yes
1, 2, 5, 7, 8
1
5
5
3
2
4
4
5
5
Investing in local businesses and starting a side hustle
Fear of risk
It is good. Most people have side hustles or businesses. Although unemployment rate is very low, most people are able to create wealth via businesses
Investments
Yes
9/27/2021, 4:01 PM
Contact
35
117812096
30
Tertiary degree
Polokwane
Male
Manager
R4,001 - R6,000
5
Married
1
3
Other
Construction
Sometimes
I take the money and invest it in other opportunities
Build my parents a big house
Having a business
No
2
Yes
5
5
5
3
1
4
5
5
3
Stokvels and property investment
Not enough time
South africa is wealthy the only problem we have is corruption
Life Cover
2
9/27/2021, 4:01 PM
Contact
36
119071497
24
Diploma
Durban
Female
Self employed
R2,001 - R4,000
1
2
1
Finance
No
I take the money and invest it in other opportunities
Having a mutiple stream of income
Having a lot of investments
Yes
3, 6
4
4
5
3
5
3
5
5
4
Investing
Putting money on something you not sure of
Neutral
Investments
Yes
9/27/2021, 4:01 PM
Contact
37
121488112
34
Honours level degree
Cape town
Female
Assistant accountant
R8,001 - R25,000
1
Married
1
Other
Food and beverage
Yes
I put money away and save
Be able to provide for my kids , leave them so Wealth.
I aspire not to be in debt at any point
Wealth is a combination of things.having assests and being financially free.
Yes
1
Yes
Yes
5
4
4
4
1
4
5
4
5
Invest money not just saving. Wealth is created by investing in something
I am not an outgoing person so I would find selling Avon etc not for me. I am afraid I won't have any customers
I think people lack knowledge in how to create wealth. We all think that it needs some to have a big amount for one to start.
Investments
Yes
9/27/2021, 4:02 PM
Contact
38
121532351
31
Passed matric
Whittlesea
Female
Self employed
R4,001 - R6,000
2,1, 2003
Married
1
Other
ICT
No
I take the money and invest it in other opportunities
Wealth that can sustain my family for generations to come
Properties and different Businesses
Yes
1
Yes
4
4
4
4
4
4
4
5
5
Multiple streams of income
None
Skeptical
Investments
Yes
9/27/2021, 4:02 PM
Contact
39
126432187
25
Passed matric
Johannesburg
Male
Security Guard
R6,001 - R8,000
1
Single
0
Other
Security
Yes
I put money away and save
To renovate my home
Money in the bank
Yes
2
Yes
1
2
1
2
2
1
1
3
1
To start saving through investment and taking risk covers like life cover and funeral policies
Looking for side hustle
Not happy
Medical Aid
Yes
9/27/2021, 4:02 PM
Contact
40
120635700
34
Some tertiary education
Polokwane
Male
Financial consultant
R8,001 - R25,000
1
5
2
Finance
No
I don't have any additional income after basic life expenses
Invest for the future
Own buildings
Yes
1
Yes
Yes
4
5
3
4
2
3
4
5
2
Investment products
Business failure
Bad, as individuals think for themselves instead of uplifting the community
Investments
Yes
9/27/2021, 4:02 PM
Contact
41
120716730
35
Tertiary degree
DURBAN
Male
Online surveys
R8,001 - R25,000
3
2
0
Other
Entertainment
No
I take the money and invest it in other opportunities
To be able to go about my basic needs and the needs of the people I'm responsible for
Wealth is being financial stable to go about your basic needs and the needs that would require you enjoy the life you always dreamt off
Yes
2
Yes
5
5
5
4
4
1
4
3
5
Social media being an influencer works for me
They are alot of fake money schemes jst wanna be careful and not loose money unnecessary
Opportunities are there
Funeral Cover
Yes
9/27/2021, 4:02 PM
Contact
42
121532997
38
Tertiary degree
port elizabeth
Female
receptionist
R4,001 - R6,000
1
Married
2
Other
Adminstration
Sometimes
I put money away and save
To have extra so i can help others
Having assets and investments like a
business no matter how small
Yes
8 side hustle selling cleaning products
Yes
4
5
3
3
2
5
5
5
3
Side hustles you start small and grow therefore you work towards big investments like buying a flat and renting out or buyimg and selling houses
Risk some of the things we are not well versed with them lack of knowledge so you are scared of venturing in unknown territory.
It has along way to go some people are seeing it but some unfortunately not. We have to work for it to not to be given for free
Investments
Yes
9/27/2021, 4:02 PM
Contact
43
120715927
58
Diploma
Cape Town
Female
Secretary
R4,001 - R6,000
1
2
1
Hospitality
No
I don't have any additional income after basic life expenses
Been able to pay all my bills and having some extra to help anyone who needs help.
Just having everything you need without owing anyone anything.
Yes
8
No
Yes
5
5
3
4
1
3
4
5
4
Invest in property is one is able to.
Not having left over funds to participate.
Too much of a gap between the rich and the poor and not enough opportunities to get employed.
Medical Aid
Yes
9/27/2021, 4:02 PM
Contact
44
126410945
29
Some tertiary education
Johannesburg
Female
Nanny
R4,001 - R6,000
3, 1
Married
2
Hospitality
Sometimes
I put money away and save
Financially stable
To own nice thice and out debt
Yes
1, 2
4
4
5
3
3
3
3
5
4
Having a side hustle is the best
Answered likely
Wealth generation its not easy
Savings
Yes
9/27/2021, 4:02 PM
Contact
45
120809850
30
Honours level degree
Ngcobo
Female
Dietitian
R25,001 - R100,000
2, 1, 3, 4, 5
5
1
Medical
Sometimes
I give it to members of my family
I want to be debt free
Having a comfortable life with money in the bank
Yes
1, 8, 12
5
4
4
4
2
4
5
5
5
Dropshipping and e-commerce in general
Having to chase customers in an area where not all of them are the target market can be a barrier
I have a positive feeling because anything is possible
Investments
Yes
9/27/2021, 4:02 PM
Contact
46
120983479
29
Passed matric
Johannesburg
Female
Customer Service Operator
R8,001 - R25,000
1
Life-long partnership
2
Other
Customer Service Operator
No
I don't have any additional income after basic life expenses
Budget
Having business, owning nice things
Yes
1
Yes
Yes
2
5
3
2
3
4
3
5
2
Open business
Being scamed
The generation we have now are business minded so its very high
Investments
Yes
9/27/2021, 4:03 PM
Contact
47
126441336
29
Matric (didn't pass)
Pretoria
Female
Call center agent
R8,001 - R25,000
1
Single
1
Other
Insurance
No
Other
Crech, groceries and fuel
Freedom
Money ib the bank
No
11
Yes
3
3
2
2
2
2
3
4
3
By selling clothes, accessories and hampers
Money
Poor
Life Cover
Yes
9/27/2021, 4:03 PM
Contact
48
126386396
41
Matric (didn't pass)
Johannesburg
Female
I'm a cleaner
R4,001 - R6,000
1, 2, 3, 5, 9
Single
2
Other
Cleaning
Yes
I use it to make purchases (Clothing, Accessories)
Save money monthly
Money in the bank
No
10
Yes
4
4
4
2
4
3
4
5
3
Have a side hustle like selling.
No capital
We need to create and encourage it.
Funeral Cover
Yes
9/27/2021, 4:03 PM
Contact
49
125170692
26
Passed matric
Germistone
Male
Self employed
R4,001 - R6,000
1. 3
Married
2
Trade
Yes
I put money away and save
To be able to have a stable continuous income
Wealth is having assets which does not quickly lose value also rare valuable assets and cash generating projects
Yes
1, 3, 5, 6, 8
5
5
2
4
3
4
5
5
5
Investments
Capital
Its a bit hard to excel as a black person
Investments
Yes
9/27/2021, 4:03 PM
Contact
50
125098163
27
Honours level degree
Durban
Female
Security guard
R2,001 - R4,000
1
Single
2
Trade
Yes
I take the money and invest it in other opportunities
Financial well-being well-being
Generating interest
Yes
6
Yes
5
5
5
5
5
5
5
5
5
Investment
Unexpected loss
Neutral
Savings
Yes
9/27/2021, 4:04 PM
Isidingo security
Contact
51
116780561
24
Diploma
Joburg
Male
Waiter
R2,001 - R4,000
1
2
1
Finance
Yes
I use it to make purchases (Clothing, Accessories)
Save for retirement and other long-term plans.
Having enough savings
Yes
1
Yes
Yes
5
5
3
3
2
3
4
5
4
Investing in formal enterprises
Lack of knowledge
It's a good thing
Medical Aid
Yes
9/27/2021, 4:04 PM
Contact
52
119103411
30
Matric (didn't pass)
Tongaat
Male
General assistant
R4,001 - R6,000
1, 3
2
1
Other
Retail
Yes
I put money away and save
to be wealthy and be indepedent
to be able to afford everything you want and go any places at any day or night
Yes
1, 8, 2009
Yes
4
4
4
4
4
4
4
4
4
stokvel it the way for me
i never answer unlikely
not good because some are greedy
Savings
Yes
9/27/2021, 4:04 PM
Contact
53
120065890
23
Passed Matric
Nelspruit
Male
1
7
2
0
Hospitality
Sometimes
I put money away and save
To save money
Having a house or owing nice things
Yes
1
Yes
4
4
4
5
4
4
4
4
5
To invest and having your own things
Which means I don't like to invest or own things
Feels so great
Investments
Yes
9/27/2021, 4:04 PM
Contact
54
120872367
31
Technicon
Johannesburg
Female
Data capture
R8,001 - R25,000
1. 3. 2006
Life-long partnership
3
Other
Energy gas utility
Yes
I take the money and invest it in other opportunities
To be financially free in 5 years to come
Money in the bank or investment
Yes
2, 3, 8, 9
1
3
1
1
3
4
4
5
5
Investing in stocks
Fear of loss
Positive
Savings
2
9/27/2021, 4:04 PM
Empire Energy
Contact
55
121469703
28
Passed matric
Parys
Male
Self employed
R6,001 - R8,000
1
Single
0
Other
Retail
No
I use it to make purchases (Clothing, Accessories)
To have financial freedom and not worry about any finances.
In my own definition I define wealth as having financial freedom and do whatever you desire.
Yes
2, 8
No
2
5
2
3
2
2
4
4
4
Have savings to invest in property mostly
Mostly finances
It only favours the few.
Investments
Yes
9/27/2021, 4:04 PM
None
Contact
56
121463652
46
Matric (didn't pass)
Krugersdorp
Male
Security officer
R4,001 - R6,000
10
Dating/in a relationship
2
Other
Security
Sometimes
I put money away and save
Education plan for my kids
Money in the bank
No
9
Yes
1
1
3
1
3
5
5
5
5
Side hustle
Capital
Pandemic covid19 create a huge problem
Savings
Yes
9/27/2021, 4:04 PM
Fidelity
Contact
57
120964141
46
Tertiary degree
Cape Town
Female
Administrator
R8,001 - R25,000
1, 4
Married
3
Trade
Yes
I put money away and save
To pay my bond off as soon as I can
Money in the bank
Yes
1, 7
No
4
4
2
2
4
2
4
5
5
Save, and property as well as a side business
I don't feel stokvels are safe
There are endless opportunities
Savings
Yes
9/27/2021, 4:04 PM
I & I Construction
Contact
58
115818458
27
Passed matric
Vereeniging
Male
Self employed
R4,001 - R6,000
1, 3, 4, 5
2
1
Other
Legal
Yes
I take the money and invest it in other opportunities
Financial freedom
Having money available for every need
Yes
1, 3
Yes
5
5
5
5
2
3
5
5
5
Property investments and crypto
Not having enough money to save
Poor
Investments
Yes
9/27/2021, 4:04 PM
Contact
59
119070431
19
Passed matric
Pretoria
Female
Buying and selling
R2,001 - R4,000
1
5
1
Personal Household
Sometimes
I put money away and save
Consult the helping planner to help me on how to use the money
I define wealth by mostly investing my money into assets and having business
Yes
1, 6
4
4
3
4
4
4
4
5
3
Investing , selling
I didn't choose unlikely
I think south Africa is good in Genting wealth because it has many insurance company
Investments
Yes
9/27/2021, 4:05 PM
Contact
60
126413408
27
Some tertiary education
Johannesburg
Male
Self employed
R25,001 - R100,000
1
Married
1
Other
Motor industry
No
I put money away and save
To be wealthy
Money in the bank
Yes
8
Yes
1
5
4
5
3
5
5
5
5
Property investments
Having enough capital
I feel it could be better and investors should be more open to investing in start ups
Medical Aid
Yes
9/27/2021, 4:05 PM
Steven and sons auto detailing
Contact
61
111617578
25
Some tertiary education
Port Shepstone
Female
Event decor
I do decoration
R4,001 - R6,000
1
2
0
Other
Information technology
Yes
I take the money and invest it in other opportunities
Saving more
I don't know
Yes
2
Yes
5
5
5
5
5
5
5
5
5
Good
Nothing
Good also
Savings
Yes
9/27/2021, 4:05 PM
Contact
62
121791730
26
Tertiary degree
Gauteng
Female
Student
R6,001 - R8,000
1
Single
2
Other
IT
Yes
I take the money and invest it in other opportunities
Saving
Having money in the bank
Yes
1
Yes
Yes
4
5
4
5
3
5
5
5
4
Investment
Losing
Good
Life Cover
Yes
9/27/2021, 4:05 PM
Unemployed
Contact
63
121557213
29
Some tertiary education
Joburg
Female
Self employed
R8,001 - R25,000
1
Married
2
Hospitality
Yes
I put money away and save
I aspire to be more financially stable
Wealth is being able to afford basic things and luxury things and also be able to help others
Yes
2
Yes
4
5
5
3
4
5
3
5
4
To invest in properties and Investments and also do side hustles
I didnt
It will bring great rewards because South African Economy is growing
Medical Aid
Yes
9/27/2021, 4:06 PM
N/A
Contact
64
125034171
27
Matric (didn't pass)
Burgesfort
Female
Self employed
R6,001 - R8,000
11
Single
1
Finance
Yes
I put money away and save
Saving for rainy days
Owning nice things
Yes
4
Yes
4
3
3
5
3
4
5
4
4
Selling goods
Not having customers
Not good
Savings
Yes
9/27/2021, 4:06 PM
MATSITSINYANE
Contact
65
121540577
37
Tertiary degree
Johannesburg
Male
Field worker
R2,001 - R4,000
1, 3
Married
2
Other
Information Technology
Yes
I put money away and save
To have a great future for my family
Having a home with my own family
Yes
1, 2, 2008
5
4
5
4
1
4
4
5
5
Side hustle and investment
To much family responsibility
Very bad
Investments
Yes
9/27/2021, 4:06 PM
Smarcall
Contact
66
126370460
35
Matric (didn't pass)
Tsakane brakpan
Female
Coil taper
R8,001 - R25,000
1
Dating/in a relationship
1
Other
Engineering
No
I don't have any additional income after basic life expenses
To be wealthy
Freedom to do what i want in my own time
Yes
1 ,2 ,3 ,8
3
4
5
4
4
4
4
4
5
Save 10 percent of your income before any expenses
Invest and create side hustles
Debts
People are lazy and dont save enough mpney for future
Investments
Yes
9/27/2021, 4:07 PM
Actom
Contact
67
116611107
30
Passed matric
P h a l a b o r w a
Male
Driving bus
R4,001 - R6,000
1
2
1
Trade
Yes
I put money away and save
Trading
Money
Yes
1
Yes
Yes
5
5
5
5
5
5
5
5
5
Yes
Bad
Good
Funeral Cover
Yes
9/27/2021, 4:07 PM
Contact
68
120921356
29
Some tertiary education
Empangeni
Female
Accounting assistant
R6,001 - R8,000
3
Single
1
Hospitality
Sometimes
I put money away and save
To have funds readily available for emergencies all the time
Having houses and money in the bank
Yes
1, 2
Yes
4
3
5
1
3
3
5
3
2
Property investment
I don't quite trust the cryptocurrency route
Not as progressive
Savings
2
9/27/2021, 4:07 PM
Meet Mekaar resorts
Contact
69
126371934
39
Some tertiary education
Cape Town
Female
Recruiter
R8,001 - R25,000
1
Single
2
Other
Communication
Sometimes
I put money away and save
I would like to buy my own house
Money in the bank
Yes
1, 6
3
4
5
5
5
3
5
3
3
Investing. Also multi level marketing
Time
If you not in the right circles it can be very hard
Medical Aid
Yes
9/27/2021, 4:07 PM
Text Factory
Contact
70
121545679
35
Some tertiary education
Johanesburg
Female
Self employed
R8,001 - R25,000
1
Married
2
Other
Self employed-NGO
Yes
I take the money and invest it in other opportunities
To be debt free.
Liquid cash aswell as assets.
Yes
6
Yes
Yes
5
5
2
4
5
4
5
5
5
Crypto currency.
None
Very positive.
Investments
Yes
9/27/2021, 4:07 PM
NA
Contact
71
122252341
24
Honours level degree
Nelspruit
Male
Trading
R6,001 - R8,000
7, 1, 3, 8
Dating/in a relationship
0
Agriculture
Yes
I take the money and invest it in other opportunities
To have financial freedom always and have multiple streams of income
Wealth is having multiple streams of income and investments in different industries
Yes
1, 3, 2004
No
5
5
4
5
2
4
5
5
5
Buying shares and investing in property
Not Applicable
I feel that it is something that the government is not promoting especially when it comes to foreign exchange
Medical Aid
Yes
9/27/2021, 4:08 PM
Octafx
Contact
72
120065491
28
Technicon
Benonu
Female
Trolley Collector
R6,001 - R8,000
1
2
2
Hospitality
Yes
I take the money and invest it in other opportunities
To invest in shares that will guarantee me great profit in the future for my kids wealth
Money in the bank and owing a business because you will have profit from that business which is money in return
Yes
2, 3
Yes
5
5
4
4
5
4
4
5
5
To have a side hustle other than your full time job and also invest in shares and sell them to generate profit for you, even property investment is the best because it provides stability
I have not selected unlikely in any questions
It's a very big country with lot of opportunities to create your own wealth if you are serious
Savings
Yes
9/27/2021, 4:08 PM
Contact
73
125035261
25
Some tertiary education
Gauteng
Female
Hustler
R4,001 - R6,000
3
Single
1
Other
Retail
Sometimes
I put money away and save
Invest my money on stockvels
Wealth is having alot of money with running out and be able to afford
Yes
2 8
3
5
4
2
4
3
5
5
3
Stockvels and side hustles
Nons
Not so bad
Life Cover
Yes
9/27/2021, 4:08 PM
None
Contact
74
124669732
28
Some tertiary education
Johannesburg
Male
Student
R6,001 - R8,000
1
Dating/in a relationship
2
Finance
Yes
I take the money and invest it in other opportunities
Wealth
Having a business
Yes
6
Yes
Yes
5
4
3
4
5
5
5
4
4
Investing
Losing
Good
Medical Aid
Yes
9/27/2021, 4:09 PM
None
Contact
75
125109318
31
Tertiary degree
Johannesburg
Female
Calll center agent
R6,001 - R8,000
1,2,3,4 & 5
Single
2
Finance
Yes
I put money away and save
My house
Money in the bank
Yes
1
Yes
5
5
5
5
3
2
5
5
5
Investing
Stockvels
It's ok
Investments
Yes
9/27/2021, 4:09 PM
XLINK
Contact
76
120837452
30
Some tertiary education
Durban
Female
Self employed
R6,001 - R8,000
2
Life-long partnership
3
Other
Trader
Sometimes
I put money away and save
FNB ASPIRE ACCOUNT
I define wealth as being able to afford in life e.g planning for the future, saving,investment and social
Yes
1 ,2 and 6
4
5
4
3
5
3
5
5
3
Side hustle
I did not
We need to teach our children as early as foundation phase
Savings
Yes
9/27/2021, 4:09 PM
Hub
Contact
77
120936638
26
Some tertiary education
Johannesburg
Female
Teacher
R4,001 - R6,000
10
Dating/in a relationship
2
Other
Retail
Yes
I give it to members of my family
Financial freedom
Having a business
Yes
6
Yes
4
5
2
3
5
5
5
5
3
Saving
Economy
Depressing
Investments
Yes
9/27/2021, 4:09 PM
Lesedi high school
Contact
78
121481981
21
Passed matric
Pretoria
Female
Production operator and I make cars for a living
R8,001 - R25,000
1
Dating/in a relationship
1
Other
Automotive Industry
Sometimes
I use it to make purchases (Clothing, Accessories)
I aspire a healthy relationship with money as well as financial stability/ freedom.
Wealth to me is abundance of money and a sound knowledge of it.
No
10
Yes
Yes
4
5
4
2
2
3
5
5
4
By means of property investment
I do not trust most of the investments and they carry a very large risk.
It is still under development, especially in the black community.
Savings
Yes
9/27/2021, 4:09 PM
Ford
Contact
79
121011705
32
Some tertiary education
Johannesburg
Female
Administrative
R8,001 - R25,000
"1 7 9 10 11"
Dating/in a relationship
1
Other
Engineering
Yes
I take the money and invest it in other opportunities
I make sure that I stick to my savings so that I can achieve my goals
Wealth Is a healthy lifestyle because if you don't have money you will struggle to live life
Yes
1, 3
Yes
1
1
4
5
4
5
5
5
4
Is to invest in property and in shares
I want to enjoy my wealth when I'm still alive and eat it the way I want
Most South African they are investing in shares
Investments
Yes
9/27/2021, 4:10 PM
Lesedi Tombstone
Contact
80
120077073
41
Matric (didn't pass)
Capetown
Female
1
2
2
4
Other
I am not working.
No
I don't have any additional income after basic life expenses
I am house mom
Having a business
No
2
Yes
3
2
2
4
2
2
2
3
2
Do your own business. Sell something to people
I dont have money to explore
If there any i would be so happy but in sa there's nothing
Investments
Yes
9/27/2021, 4:10 PM
Contact
81
126384563
26
Some tertiary education
Durban
Female
Beautician
R8,001 - R25,000
1, 3, 2007
Married
3
Hospitality
Yes
I put money away and save
Having properties and business is my aspiration
Money in the bank, investment and having any kind of business that brings money everyday
Yes
1, 6, 2007
4
5
3
5
5
5
5
5
5
Invest in properties and have a side hustle like marketing
Not to any I can think of
It easy to create wealth but professionally it not you need to be checked in order to invest in properties
Savings
Yes
9/27/2021, 4:10 PM
Own business
Contact
82
120911610
35
Passed matric
Pretoria
Female
Military
R8,001 - R25,000
10
Single
1
Other
Military
Yes
I put money away and save
I aspire to be financial secured so my kids do not have to suffer
Leaving behind generational wealth not in a form of money but knowledge for then to continue the legacy
Yes
1, 2, 2003
5
5
5
5
3
5
5
5
5
Having a side hustle
None
As African we still far behind as we have stockvels whick can solve alot of issues we facing in the township but we focusing it on all unnecessary things
Investments
Yes
9/27/2021, 4:11 PM
SANDF
Contact
83
125585853
27
Passed matric
Johannesburg
Female
Personal financial advisor
R8,001 - R25,000
3, 1
Married
2
Other
Insurance
Yes
I take the money and invest it in other opportunities
Be financial independent
Financial growth and development
Wealth for me is having financial security and development for my kids and not be in debts
Yes
1, 3, 2008
5
4
2
4
1
2
3
4
5
Increasing my portfolio on shares and try new hustle and maybe try to look in properties.
I haven't seen something from my local businesses that I can invest in, am looking for something different and unique. I tried once on Avon and it was something that didn't give me profit but took much of my time.
I feel like we were improving but the pandemic and looting cost us a lot.
Savings
Yes
9/27/2021, 4:11 PM
Old mutual
Contact
84
118755158
24
Passed Matric
Cape town
Female
Self employed
2
1, 3, 2002
2
1
Other
Unemployed
Yes
I use it for entertainment (Going out etc.)
Being able to provide for my kid and my family
The state of how rich you are
Yes
8
Yes
2
3
4
2
5
3
2
4
2
Doing a risk free business,like selling your old clothes instead of throwing them away
Not having enough capital
I don't really pay much attention to the wealth on south africa
Savings
Yes
9/27/2021, 4:11 PM
Contact
85
126494299
35
Passed matric
Nelspruit
Female
Self employed
R8,001 - R25,000
1, 4
Dating/in a relationship
2
Personal Household
Sometimes
I use it to make purchases (Clothing, Accessories)
Clothing and luxuries
Being financially independent on a stable level
Yes
1, 6, 2008
3
4
3
3
4
3
3
4
3
MLM's, side hustle, investment
Stokvel
Many opportunities available to choose from. Some with great rewards
Investments
Yes
9/27/2021, 4:12 PM
Unique sales reps
Contact
86
126400141
34
Technicon
Cape town
Female
Home maker
R4,001 - R6,000
1
Married
2
Personal Household
Yes
I use it to make purchases (Clothing, Accessories)
Comfortability
Having assets accumulate for long run but also been comfortable and affording day to day needs.
No
2, 4, 2008
1
1
5
4
3
3
4
4
5
Investment, side hustle
Risk factor and interest
Its bad rich getting richer
Funeral Cover
Yes
9/27/2021, 4:13 PM
Home maker
Contact
87
126419715
34
Passed matric
Joh
Female
Street vendor
R4,001 - R6,000
3
Dating/in a relationship
2
Other
I don't work
No
I don't have any additional income after basic life expenses
Savings
Investing in property
No
9
Yes
1
1
1
3
1
4
1
4
1
Investment
Property investment
I am sceptical
Funeral Cover
Yes
9/27/2021, 4:14 PM
Non
Contact
88
119643158
37
Honours level degree
Durban
Male
I'm an electrical engineer. I depend on my salary
R8,001 - R25,000
1, 2
1
2
Agriculture
Yes
I put money away and save
Financial secured future
Having a business
Yes
4
Yes
Yes
4
4
3
4
2
4
2
4
4
Is to invest a lot on local business cos they generate a lot of money
Tax I need to learn more how to invest my money without being too much taxed
Very sad coz they generate money through corruption and froud
Investments
Yes
9/27/2021, 4:14 PM
Contact
89
126393133
25
Some tertiary education
Johannesburg
Female
Make a business
R2,001 - R4,000
1
Single
1
Finance
Yes
I put money away and save
It help me to be independent in life about money
Having what i want and again able to save money
Yes
2
Yes
4
5
5
4
5
4
5
5
5
To ensure that you save money
Make business
The feeling is good you don't have to sleep when you want money
Life Cover
Yes
9/27/2021, 4:14 PM
Selling cakes
Contact
90
121525766
55
Passed matric
Cape Town
Male
Self sufficient
R6,001 - R8,000
1, 4
Married
4
Other
Safety and security
Yes
I put money away and save
Invest
Running a business
Yes
1, 4
No
4
4
1
3
3
4
3
3
3
Running a business
Don't trust schemes like stokvel etc
Everybody should at least have a chance to better there lives by giving opportunities to at least try to generate an extra income for themselves and there families
Savings
Yes
9/27/2021, 4:15 PM
Decor services
Contact
91
129523523
37
Passed matric
Durban
Female
Production manager
R8,001 - R25,000
1
Dating/in a relationship
3
Other
Clothing
Yes
I use it to make purchases (Clothing, Accessories)
Baking
Having a great bank balance
Yes
8
Yes
3
4
2
2
4
4
4
5
3
By always investing in things i know that will benefit
Trusting the wrong organisation
Neutral
Medical Aid
Yes
9/27/2021, 4:15 PM
Blakes
Contact
92
120054092
30
Passed matric
Heidelberg
Male
Driver
Salary
R4,001 - R6,000
1
1
3
Other
Logistics
Sometimes
I put money away and save
To buy a house
Having a house
Yes
8
Yes
Yes
1
1
4
2
2
1
1
1
4
Side husle
Start up capital
No chances
Funeral Cover
Yes
9/27/2021, 4:16 PM
Contact
93
130057482
29
Honours level degree
Johanesburg
Female
Business lady
R25,001 - R100,000
1
Married
5
Trade
Yes
I take the money and invest it in other opportunities
I aspire to be more independent and not live on handouts
Being able to Spoil myself whenever i want
Yes
2 ,8
3
5
5
3
5
5
3
5
3
Investing in Businesses and side hustles
I ddnt
Its a good thing to do for a stress free life
I would not prioritise any of these financial products
Yes
9/27/2021, 4:16 PM
Iam not
Contact
94
130056688
31
Passed matric
Johannesburg
Male
Receiving clerk
R25,001 - R100,000
1
Single
0
Other
Retail
No
I don't have any additional income after basic life expenses
House
Luxury
No
11
Yes
2
4
2
1
4
1
1
1
1
Through investing in local business
Start up
Not equal
Funeral Cover
Yes
9/27/2021, 4:16 PM
Checkers
Contact
95
125316457
21
Tertiary degree
Johannesburg
Female
Manufacturing
R25,001 - R100,000
1
Single
1
Other
Manufacturing
Yes
I put money away and save
Saving for Rainy days
Savings
Yes
6
Yes
5
5
1
1
5
4
4
4
2
Multi level marketing
Stokvels
It is more important to create generational wealth for the world not just for individual because when you create something for individual your grand , grand children won't touch your wealth
Medical Aid
Yes
9/27/2021, 4:18 PM
Mercedes Benz
Contact
96
120693687
36
Diploma
Cape Town
Female
Management Assistant
R6,001 - R8,000
1, 4
1
2
Other
Analytical Instrumetation
No
I use it to make purchases (Clothing, Accessories)
to have freedom of not living paycheck to paycheck
having money in the bank after all the deductions have been made from the bond to the policies.
Yes
12
I am trying to find out about different avenues which is not working out from sellig meat to baking.
1
3
4
4
1
4
4
5
5
investments and property.
startup capital
it is very bad just to get started.
Investments
Yes
9/27/2021, 4:18 PM
Contact
97
119097794
21
Matric (didn't pass)
Johannesburg
Male
Self employed
R2,001 - R4,000
1
2
0
Personal Household
Yes
I put money away and save
To make sure the business afford to keep running
Having a business
No
1, 4
No
5
5
5
5
1
5
4
5
3
The best way is to invest in local business
Investing in local business
I love it
Investments
Yes
9/27/2021, 4:19 PM
Contact
98
130058504
24
Passed matric
Durban
Female
Sales rep
R4,001 - R6,000
1
Single
0
Trade
Yes
I put money away and save
Flexibility
Money in the bank
Yes
8
Yes
5
5
5
5
5
5
5
5
5
Investing in property
Loss
Positive
Savings
Yes
9/27/2021, 4:19 PM
Checkers
Contact
99
130056055
38
Passed matric
Bethlehem
Female
Distributor
R4,001 - R6,000
3 , 1 , 5
Married
2
Other
Hair range
Sometimes
I use it to make purchases (Clothing, Accessories)
Financial freedom
Having a house
Yes
1, 6
3
5
4
4
4
2
3
4
5
Using digital platforms to invest
Normally local businesses are not trustworthy
We are trying but its very difficult
Funeral Cover
Yes
9/27/2021, 4:20 PM
Afro bae
Contact
100
119241646
34
Tertiary degree
Johannesburg
Female
I'm a bank teller
R8,001 - R25,000
1, 3
1
1
Finance
Yes
I put money away and save
Building an estate
Being financially stable such that you do all the essentials and remain with a few bucks to save and put away
Yes
6
Yes
Yes
5
5
5
5
5
4
5
5
4
Opening a side hustle business
I didn't answer unlikely or extremely unlikely
Wealth generation is currently not progressing due to political barriers
Investments
Yes
9/27/2021, 4:21 PM
Contact
101
130057168
42
Matric (didn't pass)
Krugersdorp
Male
Security guard
R4,001 - R6,000
10
Single
0
Other
Security
Sometimes
I don't have any additional income after basic life expenses
Investment
Having a house
No
8
Yes
3
3
3
3
3
3
5
5
3
Side hustle
Capital
Lack of funds
I would not prioritise any of these financial products
Yes
9/27/2021, 4:21 PM
Prosecure
Contact
102
130055606
21
Passed matric
Tembisa
Female
Retail
R4,001 - R6,000
1
Dating/in a relationship
0
Trade
No
I put money away and save
Financial freedom,to be able to afford life
Having a business
Yes
1
Yes
4
3
3
3
3
4
3
5
2
To invest and to open a small local business
To join societies
Depressing
Investments
Yes
9/27/2021, 4:22 PM
Boxer
Contact
103
111621533
28
Passed matric
Tembisa
Male
Cashier
R2,001 - R4,000
1, 5
2
2
Other
Engineering
Yes
I take the money and invest it in other opportunities
I invest more money
Is in good condition but sometimes life change n you need to make more money
Yes
2
Yes
4
4
4
3
4
3
3
4
4
Is to hustle on the side
No
Is poor because no jobs in SA
Investments
2
9/27/2021, 4:22 PM
Contact
104
130058410
29
Passed matric
Durban
Male
Clerk
R6,001 - R8,000
1
Single
2
Medical
Sometimes
I use it to make purchases (Clothing, Accessories)
To be debt free and have enough income for retirement
Wealth is being financially safe and being to afford things you desire
Yes
3 ,9
5
5
2
1
2
3
5
3
5
To invest in properties because the value of properties always goes up
To sell to different people is my biggest weekness
Fear because of the pandemic of covid-19
Funeral Cover
Yes
9/27/2021, 4:23 PM
Smart hr
Contact
105
121555065
32
Passed matric
Cape town
Female
Technical advisor
R6,001 - R8,000
2, 1, 2003
Life-long partnership
2
Other
Telecommunications
Sometimes
I use it to make purchases (Clothing, Accessories)
To have afford to purchase a residential property for myself
Money in the bank after having paid all my expenses and affording to follow my dreams
No
6
Yes
5
4
4
5
5
1
5
1
5
To purchase property is the best option
Having extra money to invest elsewhere is my biggest barrier followed by risk factors attributing to the investment
It's a going trend nowadays, people have noticed the need to generate wealth for their future generations
Funeral Cover
Yes
9/27/2021, 4:23 PM
Webhelp
Contact
106
111621094
35
Passed Matric
Jhb
Male
Work
3
1
1
1
Other
Computer
No
I use it for entertainment (Going out etc.)
Saving for december
To work hard
Yes
8
Yes
4
4
3
5
2
4
2
5
3
To do something on the side
The economy
Not very good
Savings
Yes
9/27/2021, 4:24 PM
Contact
107
126403893
23
Passed matric
Durban
Female
Sales agent
R2,001 - R4,000
1
Single
0
Other
Marketing
Sometimes
I use it to make purchases (Clothing, Accessories)
To stick to a budget and never overspend
Having more than enough
No
10, 11
2
2
1
1
2
2
1
3
2
Having a side-hustle, saving and investing money.
I don't know where to start, or which way to go
Only works if you start your own business than depending on your work salary but there are many opportunities though some of us are not lucky to get them
Investments
Yes
9/27/2021, 4:25 PM
Exhilarate
Contact
108
120994250
35
Some tertiary education
Capetown
Female
Childcarer
R6,001 - R8,000
1 ,2
Married
3
Personal Household
Yes
I take the money and invest it in other opportunities
I wish to be free of financial worry.I wish to have enough for my retirement and debt free
Wealth is having enough to live comfortably ,house to live in and money to cover medical needs
Yes
1, 7 ,8,9
Yes
5
5
5
5
4
3
5
5
4
Invest in property and save on platforms like easy equities.i plan to also look into being and entrepreneur and get my products out there.building a legacy for my kids
Fear of loss and lack of knowledge
I feel people don't know that there is lots of opportunities because they are not given the knowledge and also lots of red tape
Life Cover
Yes
9/27/2021, 4:25 PM
Private households
Contact
109
126566839
27
Some tertiary education
Cape town
Female
Call center agent
R4,001 - R6,000
1
Married
2
Other
Retail industry
Yes
I put money away and save
For more great opportunity and being more financial stable
For me wealth is about having legacy that your next generation will benefit from like owning a good doing farm
No
9
Yes
5
5
4
4
5
5
5
5
5
Having multiple income injections like selling, side jobs, investing and saving
Loosing money in the process of wanting to get money
Good and interested in knowing more
Savings
Yes
9/27/2021, 4:26 PM
Sagaci
Contact
110
121539688
29
Passed matric
Johannesburg
Male
Freelance technician
R4,001 - R6,000
1, 3
Life-long partnership
2
Other
Entertainment Technology
Sometimes
I take the money and invest it in other opportunities
I aspire to achieve my financial goals and lead a financial freedom life
To me wealth us having investments
Yes
3
No
Yes
3
4
3
5
2
3
5
5
4
Investing in side hustles as well as property and cryptocurrencies
Lack of funds to start up a side hustle
The market adoption is low and proper information is only available to a select few
I would not prioritise any of these financial products
2
9/27/2021, 4:28 PM
Self employed
Contact
111
120723444
40
Diploma
Cape Town
Male
I work in the Hospitality industry
R6,001 - R8,000
1
1
1
Hospitality
No
I don't have any additional income after basic life expenses
To be financially stable to able to save money and also be able to go for holiday
Having fixed assets.land of my own a house and a business and get a good car
Yes
8
Yes
4
3
3
2
3
3
4
4
3
Side hustle in properties like land or buildings
Funding to start a business its my barrier
The environ is still good if you have the funds
Funeral Cover
Yes
9/27/2021, 4:30 PM
Contact
112
120119965
24
Tertiary degree
Port shepstone
Female
Educator Assistant
R2,001 - R4,000
1, 3
5
1
Social Services
Yes
I put money away and save
Financially stabliness
Having luxurious things
Yes
8
Yes
Yes
4
3
2
4
3
4
5
5
5
Yes
Side hustle
They are blessed
Investments
Yes
9/27/2021, 4:30 PM
Contact
113
130061192
32
Technicon
Durban
Female
Self employed
R8,001 - R25,000
1
Dating/in a relationship
3
Trade
Yes
I put money away and save
Saving for the rainy days or unforseen circumstances
Having everything you need and want simultaneously
No
1, 4
3
5
4
4
5
5
5
3
4
Investing in businesses from local
None
It's survival of the fittest
Investments
Yes
9/27/2021, 4:31 PM
None
Contact
114
126468326
34
Some tertiary education
Middelburg
Female
Self employed
R4,001 - R6,000
1
Dating/in a relationship
1
Social Services
Sometimes
I give it to members of my family
I aspire to have financial life without any debt and unesessary expences
Having money that does not run out, money coming in everymonth with a house and a car
Yes
2
Yes
4
4
4
3
4
4
4
4
4
Buy having a side business besides the salary you have and the business be functional and generate income instead of losing money
The biggest barriers is starting and continuing with the adding wealth
It's very important for the economy to grow and prosper
Funeral Cover
Yes
9/27/2021, 4:32 PM
My own
Contact
115
125055646
21
Tertiary degree
Polokwane
Female
Cashier
R6,001 - R8,000
11
Dating/in a relationship
3
Personal Household
Yes
I use it for entertainment (Going out etc.)
Building my own house
Having your own money
Not lacking
Yes
1
Yes
5
3
2
4
2
4
4
5
2
Saving and investing
Not having more than enough
Scared but sure it will be a benefit
Savings
Yes
9/27/2021, 4:32 PM
Shoprite
Contact
116
121761785
40
Technicon
Johanesburg
Female
Self employed
R8,001 - R25,000
1
Divorced
4
Hospitality
Sometimes
I put money away and save
To live a good financial life.
Having a business.
Yes
8
Yes
Yes
4
5
4
2
4
4
5
5
4
Buy and selling something like clothes.
Nothing.
It's very important.
Life Cover
Yes
9/27/2021, 4:33 PM
Self employed
Contact
117
120686988
32
Tertiary degree
Nigel
Female
Homemaker
5
1
1
2
Other
Home executive
Yes
I use it to make purchases (Clothing, Accessories)
Freedom. Being able to comfortably afford my needs
Money and property
Yes
8
Yes
Yes
3
5
5
5
4
3
5
5
3
A side hustle and investmenta
Mainly the capital to get started
Opportunities are limited
Investments
Yes
9/27/2021, 4:33 PM
Contact
118
121520422
31
Some tertiary education
East London
Female
Domestic worker?
R2,001 - R4,000
1
Single
2
Personal Household
Yes
I use it to make purchases (Clothing, Accessories)
To succeed
By having lots of assets
Yes
1
Yes
Yes
2
4
1
1
3
3
4
5
3
Sell products
Risk
Poor
Savings
Yes
9/27/2021, 4:35 PM
NA
Contact
119
120767881
31
Passed Matric
Roodepoort
Female
1
1, 4
4
1
Other
Manufacturing
No
I don't have any additional income after basic life expenses
To just have enough to live and get through a week or a month and have food and all the necessities and have money left to actually spoil my family once in a while
Wealth to me is not only phusical things but what emotional wealth you have, but physical wealth to me is having a normal house, reliable car, and money in the bank.
Yes
12
I have started selling Milk pops to earn extra money
1
3
2
3
3
2
1
4
4
You need to have money to make money so you have to work first to create additional funds to create more funds
Money and risk
Negative
Medical Aid
Yes
9/27/2021, 4:35 PM
Contact
120
120840968
49
Tertiary degree
Johannesburg
Male
Telecoms technician
R8,001 - R25,000
1
Married
3
Other
Telecommunications industry
Sometimes
I take the money and invest it in other opportunities
To b a millionaire in 5years
Wealth for me is when i have a business and owning properties
Yes
4, 7
5
5
1
2
2
4
4
2
2
Investing in properties
I always prefer to do things that i know and understand
There is great potential of wealth creation
I would not prioritise any of these financial products
Yes
9/27/2021, 4:36 PM
TDS
Contact
121
124738684
27
Passed matric
Phalaborwa
Male
Agriculture
R4,001 - R6,000
8
Single
0
Agriculture
No
I put money away and save
capitec
trough the loern
Yes
9
No
Yes
3
4
2
4
3
3
4
4
3
for me i can buy a car without having some problems
to save money for he future
good
Funeral Cover
2
9/27/2021, 4:36 PM
Lt company
Contact
122
121425140
20
Some tertiary education
Durban
Male
IT technician
R8,001 - R25,000
1
Life-long partnership
2
Agriculture
Yes
I don't have any additional income after basic life expenses
Land and livestock
Having a business
Yes
3
Yes
1
1
3
2
2
1
5
5
5
Formal investments are best
Timing
Not enough knowledge is given to people of color.
Investments
Yes
9/27/2021, 4:37 PM
Technet Sa
Contact
123
119096456
18
Passed matric
Johannesburg
Male
I work as a chef
R2,001 - R4,000
1 and 3
2
0
Personal Household
Yes
I put money away and save
Save and invest
Having a business
No
1, 4
5
5
2
2
4
4
4
5
3
By investing and saving money
By investing in local business
I love it
Investments
Yes
9/27/2021, 4:38 PM
Contact
124
111850379
47
Diploma
Durban
Female
I'm a scholar transporter and also sell clothes
R6,001 - R8,000
1, 2, 2003
Married
1
2
Finance
Yes
I take the money and invest it in other opportunities
I want to have my own house when I have enough money
Having a business because it will sustain you financially
Yes
2, 6, 2008
4
5
5
5
5
4
5
5
5
To invest in stock exchange and cryptocurrency exchange
There are no barriers
I think people must be open minded to new opportunities available in order to create their wealth
Savings
Yes
9/27/2021, 4:38 PM
Contact
125
116335644
32
Matric (didn't pass)
Johannesburg
Female
Domestic worker
R2,001 - R4,000
1
2
3
Personal Household
Sometimes
I put money away and save
I wish I can have much balance in my bank account so that I can finish building my house
Wealth is when you are financially stable, have got a fat balance in your bank account, so many cars and having businesses
No
1
Yes
Yes
5
5
4
2
2
4
5
5
4
To be risk free I think putting money into a savings account is much safe
Online stocks have got so many risks
I think we should invest more in local companies than abroad
Funeral Cover
Yes
9/27/2021, 4:39 PM
Contact
126
130061706
39
Passed matric
Cape Town
Male
Self employed, network marketing.
R4,001 - R6,000
10, 1, 2, 3, 4, 11, 5
Life-long partnership
1
Other
Sales and marketing
Sometimes
I take the money and invest it in other opportunities
Investment
Properties and investments
Yes
1, 2, 6, 7, 8
4
5
4
4
4
3
5
5
4
Properties and investments
Having the capital to start on that specific venture.
It's possible if u set your mind to it
Investments
Yes
9/27/2021, 4:40 PM
None
Contact
127
130061597
31
Passed matric
Mthatha
Male
Cashier
R6,001 - R8,000
"1,3 & 3
Single
1
Social Services
No
I give it to members of my family
Network marketing
Money car having houses and business
Yes
2,8 & 6
4
4
2
4
4
5
4
5
5
Yes
Investment
Bad
Life Cover
Yes
9/27/2021, 4:41 PM
Spargs
Contact
128
111622375
28
Tertiary degree
Mpumalanga
Male
I'm a clerk I work at school
R4,001 - R6,000
7
2
3
Finance
Yes
I take the money and invest it in other opportunities
Save money
Having money buying everthng
Yes
4
Yes
4
4
3
2
3
5
5
5
4
Opening my own business or buying livestock
Building room to rent
It failong
Savings
Yes
9/27/2021, 4:42 PM
Contact
129
126427932
36
Matric (didn't pass)
Johannesburg
Female
Call centre agent
R4,001 - R6,000
9, 1, 3, 5, 8
Single
2
Other
Debt collection
Yes
I put money away and save
To keep running the side business so that I can make profit
Money in the bank
Yes
1, 2, 5, 6
1
4
4
2
5
2
2
3
2
Small business, selling clothes accessories, a take away shop...
Ti save money under a 10 year plan
The road to wealth is not easy, teaching future generation it can be harder
Life Cover
Yes
9/27/2021, 4:42 PM
VVM
Contact
130
111736657
22
Some tertiary education
Elim
Male
Water supply
R4,001 - R6,000
9
2
0
Agriculture
Yes
I take the money and invest it in other opportunities
Saving for future
My dream is to life good life.
Yes
1
Yes
5
5
3
4
5
3
4
4
4
Save money in bank account
Property investment
To improve jobs
Investments
Yes
9/27/2021, 4:43 PM
Contact
131
120792988
39
Diploma
Western cape
Female
House help
R2,001 - R4,000
1
1
3
Hospitality
No
I don't have any additional income after basic life expenses
At least have sufficient for me
Having a house and business
Yes
10
Yes
1
1
1
2
3
2
5
4
4
Open a business
Capital
Eager
Medical Aid
Yes
9/27/2021, 4:44 PM
Contact
132
126373297
37
Passed matric
Midrand
Female
Nanny
R4,001 - R6,000
1
Dating/in a relationship
2
Personal Household
No
I give it to members of my family
To be financially stable
I have just started a small business
Yes
8
Yes
3
4
2
3
2
4
4
5
5
Starting a side hustle business
I dont really understand network marketing
I wish i had someone to teach me trading or bitcoin
Savings
Yes
9/27/2021, 4:44 PM
Ms Njongwe
Contact
133
120139573
27
Some tertiary education
Pretoria
Female
1
1
4
2
Personal Household
Yes
I take the money and invest it in other opportunities
Save money as much as you can.
Financially independent
Yes
8
Yes
4
3
2
2
3
4
5
5
2
Create your own business, invest money and save money..
Very focused on financial goals
Nothing much, it depends
Investments
2
9/27/2021, 4:47 PM
Contact
134
125213324
35
Tertiary degree
Cape Town
Male
Accountant
R25,001 - R100,000
1, 3, 2007
Married
3
Trade
Yes
I put money away and save
I want to be financially stable so I can my community because the government only takes care of urban areas and reject rural
Having enough not only for myself and family only but for the wolrd too
Yes
1, 5, 2008
1
4
2
4
3
4
4
5
5
Is to invest in crypto currencies
They cannot be trusted
Very poor or of low quality
Investments
Yes
9/27/2021, 4:49 PM
PwC
Contact
135
111786627
26
Passed matric
Mabopane
Female
Online marketing
R4,001 - R6,000
1
2
2
Hospitality
Yes
I take the money and invest it in other opportunities
Wealth and financial freedom
Having a business and money in the bank
Yes
5
1
Yes
1
1
1
1
3
4
5
5
5
Investment
None
Poor
Investments
Yes
9/27/2021, 4:50 PM
Contact
136
130062952
25
Passed matric
Germiston
Female
Meat packer
R2,001 - R4,000
1
Single
1
Trade
Yes
I use it to make purchases (Clothing, Accessories)
Clothing
Having more than enough money ,and being able to take care of yourself and others
Yes
1
Yes
2
4
3
4
4
2
1
3
5
The best way is to participate in investments and try to save money
Procastination and failure to work hard to achieve goals .and not enough information
I feel that its unfair because some people generate wealth through corruption and fraud
Investments
Yes
9/27/2021, 4:54 PM
Pick n pay
Contact
137
130064959
23
Tertiary degree
Makhado
Female
Finance
R8,001 - R25,000
1
Life-long partnership
1
Finance
Yes
I use it to make purchases (Clothing, Accessories)
To be financially free (financial freedom)
Being able to do anything that requires money at your desired time
Yes
2, 8, 2009
5
5
4
4
3
4
5
5
4
Investing in property that generates money
Startup capital
Positive
People are trying their best to be wealthy
Savings
Yes
9/27/2021, 4:57 PM
Capitec
Contact
138
126427887
22
Passed matric
Johannesburg
Male
IT
R4,001 - R6,000
1
Single
0
Trade
Yes
I take the money and invest it in other opportunities
It allows me to save
Having what I want
Yes
1
Yes
4
5
4
5
4
5
5
4
4
To compromise more
Not to sleep
The money is there you just have to work hard
Life Cover
Yes
9/27/2021, 4:58 PM
Future coding
Contact
139
120695955
34
Technicon
Johannesburg
Female
Self employed
R4,001 - R6,000
11, 1,3, 5
5
1
Other
Advertising
Yes
I use it for entertainment (Going out etc.)
Property
Wealth is owing few properties
Yes
1, 2, 6, 8
5
3
5
4
4
3
5
5
4
The best way to generate additional wealth is using formal saving products and properties, because property doesn't loose value
My biggest barriers at this moment is finance, one can never have enough money to accomplish whatever needs to be done so I have to work towards the savings
I feel that there are some people who knows what they are doing and some who knows nothing at all and the rest of us who are trying, this is based on the kind of settlement we stay in
Savings
Yes
9/27/2021, 4:59 PM
Contact
140
111633586
25
Technicon
Polokwane
Female
1
11
1
1
Other
I’m not working
No
I put money away and save
Just saving for my daughters education
Loving family and money
No
8
Yes
1
1
1
5
5
3
4
5
5
Have side hustles
Sometimes I don’t get enough money to cover all the costs
Up to so far I’m feeling good
Savings
Yes
9/27/2021, 5:00 PM
Contact
141
123281973
34
Technicon
Gqeberha
Male
Banquet Supervisor
I work very hard physically. 12 to 16 per day
R8,001 - R25,000
1
Single
0
Hospitality
Yes
I put money away and save
To be a business owner
Having a business
Yes
1, 8
No
3
4
3
4
3
4
4
4
4
Invest
Too little information or understanding about how those platforms work
It is hard because so many people are struggling to make ends meet, therefore creating a sense of reluctance when it comes to using the little they have left after monthly expenses to put towards anything involving the risk of little to no return
Investments
2
9/27/2021, 5:03 PM
The Polo Club
Contact
142
111618682
36
Matric (didn't pass)
Gauteng
Female
Patrol attended
R6,001 - R8,000
1
2
2
Other
Motor industry
Yes
I use it to make purchases (Clothing, Accessories)
Savings
Having a house and businesses
No
2
Yes
1
1
5
1
5
1
4
4
4
To invest in property it is the best
I don't have much to invest in property otherwise I would do so ...
At this moment I can't say its poor or rich because some are gaining ..
Savings
Yes
9/27/2021, 5:05 PM
Contact
143
111673067
23
Tertiary degree
Johannesburg
Female
Hey
R8,001 - R25,000
1
Single
0
Finance
Yes
I put money away and save
It generally means having enough savings, investments, and cash on hand to afford the lifestyle you want for yourself and your family.
Happiness. Wealth is a personal definition which varies depending on the person but as for me, wealth is having money to afford the finest things in life.
Yes
1, 3
5
5
1
4
3
4
5
4
5
By Investing and buying shares from big companies
Nothing at all.
Very poor, To be honest South Africa at the moment doesn't have the best interest at heart with wealth at the moment
I would not prioritise any of these financial products
Yes
9/27/2021, 5:06 PM
Pwc
Contact
144
120928768
35
Some tertiary education
Johannesburg
Male
Sales Consultant, selling products telephonically
R4,001 - R6,000
2, 3, 2001
Single
2
Other
Call Centre
No
I use it for entertainment (Going out etc.)
Investments
To have property that worth some level of wealth
Yes
3, 7, 2006
3
3
4
5
3
2
3
2
5
Investments through stock and in property
Capital to invest
I feel like they did another mean to reach their wealth
Investments
Yes
9/27/2021, 5:08 PM
MSA
Contact
145
130068030
30
Matric (didn't pass)
Soweto
Female
I'm a cleaner
R4,001 - R6,000
1, 3
Single
2
Other
Cleaning company
Yes
Other
Pay my childs school transport
I want to be debt free
Having side hustles which keep money coming in
Yes
11
Yes
4
4
3
2
1
3
3
4
3
By having dude hustles, having something to sell around my area
Money to start the business
I have mixed feelings as we are losing our wealth
Funeral Cover
Yes
9/27/2021, 5:10 PM
Bidvest prestige
Contact
146
111682986
30
Tertiary degree
Johannesburg
Female
ECD teacher
R4,001 - R6,000
1
Married
1
4
Other
Education
No
I put money away and save
Work
Having businesses that generate income
Yes
2, 6
5
4
4
3
5
4
4
5
4
Investing in small business
Income shortages
Neutral
Life Cover
Yes
9/27/2021, 5:12 PM
Contact
147
125093505
36
Some tertiary education
King Williams Town
Female
Agricultral Development Technician - I assist farmers on how to grow vegetables and crops giving the trainings
R8,001 - R25,000
1, 2
Married
3
Agriculture
No
I don't have any additional income after basic life expenses
I would like to have a business where I can take care of my family
Havings assests and a business
Yes
2, 12
4
4
4
4
3
4
5
4
5
Investment and Business
Not having enough
People are very scare to invest
Investments
Yes
9/27/2021, 5:13 PM
Department of Agriculture
Contact
148
111618555
25
Diploma
Phuthaditjhaba
Female
Marketing
R4,001 - R6,000
3
Married
1
2
Other
Telecommunications
Yes
I put money away and save
Saving for my kids high education
Having enough money to do basic needs (food ,education & housing)
Yes
8
Yes
4
5
3
2
4
3
4
5
5
Yes I do
Customer support n allocation
I think many young people are afraid to start small because of society pressure
Savings
Yes
9/27/2021, 5:15 PM
Contact
149
111638324
25
Some tertiary education
Pretoria
Female
Cashier
5
1
2
2
Finance
Yes
I take the money and invest it in other opportunities
To be financially free
Freedom when it come to finance and debt free
Wealth is when you know how to use your money
Mostly save and invest
Yes
7, 8
4
4
2
5
4
3
5
4
5
To invest and save
People not being trustworthy
Sad ☹️
Investments
Yes
9/27/2021, 5:15 PM
Contact
150
130069945
21
Matric (didn't pass)
Cape town
Female
Retail
R2,001 - R4,000
4
Life-long partnership
3
Other
Retail
Sometimes
I use it to make purchases (Clothing, Accessories)
I need to take care of my kids by nappies food and pay rent
I define wealth to make sure we always have food to eat and clothes to wear and having a home to stay in buying a car is the next thing on my list
Yes
8
Yes
3
5
1
2
4
5
3
5
4
For me is to work and also sell stuff that's also an income for me like selling chicken meats stuff like that
And I would consider banking for now on have to start saving up for the future
I do not like wasting money unless it's for something I really need
Doing it in a honest way no schemes
These days people are so desperate for money they would do anything even if it means scaming people for wealth they would do it and people are need so they get scammed
Funeral Cover
Yes
9/27/2021, 5:18 PM
Shoprite
Contact
151
130069764
22
Passed matric
Soweto
Female
Cleaner
R6,001 - R8,000
2
Single
0
Other
Cleaner
Yes
I take the money and invest it in other opportunities
To save money for long term
Wealth is being rich having everything
Yes
8
Yes
4
4
3
5
5
4
3
5
3
Participate in mult level marketing companies
Having no money to start up
Just fine
Investments
Yes
9/27/2021, 5:19 PM
Misty lake
Contact
152
120918241
32
Some tertiary education
Polokwane
Male
Sales Consultant
R4,001 - R6,000
1
Dating/in a relationship
2
Other
Sales
Sometimes
I use it to make purchases (Clothing, Accessories)
Security of my finances and wealth
Having a business and money in the bank
Yes
8
No
Yes
3
4
3
4
3
5
5
5
4
Property investment
Capital
Maybe the future holds a better outcome
Life Cover
Yes
9/27/2021, 5:19 PM
Truworths
Contact
153
120764440
33
Tertiary degree
Durban
Female
Counselor
R6,001 - R8,000
3
5
1
Medical
No
I don't have any additional income after basic life expenses
I pay my daughter's school fees, buy groceries and pay rent
Wealth is happiness, when all your needs are catered for and when you are financially stable, life becomes happiness
No
2
Yes
1
1
5
5
5
4
4
4
4
Have a business and saving
Capital
Only visible to the rich, the unrich don't have the necessary knowledge to start of
Investments
Yes
9/27/2021, 5:21 PM
Contact
154
111622132
30
Passed matric
Butterworth
Male
Self employed
R2,001 - R4,000
2, 1
2
0
Other
Merchandise
Yes
I give it to members of my family
To make lots of money so that my mom would stop working, have a couple of properties, rent them out and then stop working
Having money in the bank always
Yes
1, 3, 2008
Yes
4
3
2
4
1
3
5
5
4
Investments, opening another business on the side, property and cryptocurrencies
Time Money and marketing stuff
It's hard to generate wealth here, people are in it for themselves, they're greedy some don't wanna see others prosper so they block them in doing anything
Investments
Yes
9/27/2021, 5:22 PM
Contact
155
111620180
40
Honours level degree
Pretoria
Female
Records assistant
R8,001 - R25,000
1, 8
Married
1
4
Other
Education
Sometimes
I put money away and save
To be financial suvvy and be able to know how to save Bette
Able to sustain myself and able to buy all the things I need and want and have money left
Yes
3, 8
Yes
5
4
1
3
3
2
4
5
4
Investing in bonds and money market
The cash flow being so little, that it's hard to save more
It's okay but not very effective
Savings
Yes
9/27/2021, 5:25 PM
Contact
156
111617334
23
Passed matric
Limpopo
Female
M an interprenuer,i plant ,sell veg also avon sales person,student
R4,001 - R6,000
6
2
1
Agriculture
Yes
I take the money and invest it in other opportunities
To be able to buy things for my self
Having a business
Yes
6
Yes
5
4
4
2
5
4
4
4
4
Have multple streams of income
Fear of losing some income
It needs one to be up and not wait for government
Savings
Yes
9/27/2021, 5:25 PM
Contact
157
120933075
38
Passed matric
Mossel Bay
Male
Admission Clerk
R8,001 - R25,000
1, 4
Divorced
1
Medical
Yes
I put money away and save
To have money avaliable for my retirement
Having a car
No
1
No
Yes
5
4
2
1
3
3
3
4
4
Investing
Scams going around
It's a risky business because of all the scams and online crime
Medical Aid
Yes
9/27/2021, 5:25 PM
Life healthcare
Contact
158
130074151
24
Passed matric
Durban
Female
Sales rep
R4,001 - R6,000
3
Single
0
Trade
Yes
I put money away and save
Flexibility
Money in the bank
Yes
8
Yes
5
5
5
5
5
5
5
5
5
Investin in property
Loss
Positive
Savings
Yes
9/27/2021, 5:29 PM
Checkers
Contact
159
111687026
25
Tertiary degree
Durban
Female
Receptionist
R8,001 - R25,000
3
2
1
Medical
Yes
I take the money and invest it in other opportunities
When something unexpected and expensive occurs, emergency funds are there to keep you from suffering the financial blow.
Money in the bank
Yes
8
Yes
4
5
3
4
5
5
5
5
5
Having a business
Being self employed
Funds
Im concerned about our wealth
Savings
Yes
9/27/2021, 5:30 PM
Contact
160
120987717
40
Passed matric
Gauteng
Male
Driver
R4,001 - R6,000
1, 2, 3, 4, 5, 6, 7, 10, 11
Life-long partnership
6
Other
Sales
No
I don't have any additional income after basic life expenses
Having Income to Last to the following pay day
Having Investment in Properties
No
2, 8
Yes
5
5
5
1
3
5
5
4
1
Investing In Properties and Opening a Food Business,which may include selling of liquor
Financial Assistance
Neutral
Life Cover
Yes
9/27/2021, 5:32 PM
Nakisani Hygiene
Contact
161
111754547
36
Tertiary degree
Boksburg
Female
Self employed
R2,001 - R4,000
"5, 1, 4, 10 "
Married
1
2
Personal Household
No
I don't have any additional income after basic life expenses
I aspire to be able to breath and not worry daily like I do. I need to be financially able to not worry about mh children's futures and having their needs met. I asoire to be in position to secure a future where they are orovided with the best education. I need my kids to have a roof over their heads, proper medical care when neededs and not worry about their tomorrow
Wealth to me is having money in the bank, property I own not owing any banks, having to affors health care and not always worried about were my next meal is coming from. Wealth is a peace of mind, health accompanied by a comfortable lifestyle
Yes
8
Yes
1
5
1
4
3
4
4
5
4
Dipping into as many feasible options as possible. Small businesses that can generate immediate funds and put the funds towards investment and trading
Money...money is a big obstacle in tackling most desires. The littlw one get is used for immediate neess like food and medicine, transport and less is left to explore those other avenues
Im ambiguous about it. Feel like it's been allocated to certain individuals that already have means to increasing the wealth already acquired
Life Cover
Yes
9/27/2021, 5:34 PM
Contact
162
120745641
43
Honours level degree
Polokwane
Male
Shop Manager
R6,001 - R8,000
1
1
3
Hospitality
No
I don't have any additional income after basic life expenses
Financial freedom ans security
Having properties that bring in income and having passive income
Yes
7, 8
Yes
4
4
5
5
4
4
5
5
5
Side hustle, and digital platforms ie easy properties
Capital is the biggest barrier
I feel there is money if you have a line of investment
Investments
Yes
9/27/2021, 5:37 PM
Contact
163
121835826
23
Technicon
Richards Bay
Male
Mechanic
R6,001 - R8,000
1
Single
0
Trade
Sometimes
I put money away and save
Wealth
Having a house
No
1, 4
No
4
4
2
4
3
4
4
4
3
Investment
Communication, trust
Bad
Savings
Yes
9/27/2021, 5:41 PM
Man
Contact
164
130079199
36
Some tertiary education
Cape Town
Female
Administrator
R8,001 - R25,000
1
Life-long partnership
3
Other
Mining
No
I don't have any additional income after basic life expenses
To have financial Freedom
money in the bank and having a house
No
11
Yes
5
5
4
4
1
4
5
5
5
Monthly saving, additional income coming thru and long term saving
i answered Extremely likely
Due political reasons some people were not able to generate Generaton Wealth. 20'something of Democracy is not enough to accumulate Generation Wealth. We are currently thriving to save and accumulate
Medical Aid
Yes
9/27/2021, 5:54 PM
De Beers
Contact
165
120985454
35
Some tertiary education
Thaba Nchu
Female
Self employed
R2,001 - R4,000
1 ,10
Dating/in a relationship
0
Other
currently unemployed but studying parttime
Sometimes
I put money away and save
to save for rainy days
having a business, money in the bank and investments
No
1, 2, 8, 9
Yes
4
3
4
3
3
4
5
5
5
Property
scam
out of 10 as black south african most of us still learning on how to generate extra income
Savings
Yes
9/27/2021, 5:54 PM
None
Contact
166
120830470
29
Tertiary degree
Johannesburg
Female
Cashier
R6,001 - R8,000
1, 2, 3, 10
Life-long partnership
4
Other
Education
Yes
I take the money and invest it in other opportunities
Have a legacy for my family
Having all the needs you want and still be able to have money left aside as in savings
Yes
1, 2, 6, 8, 9
Yes
5
5
3
3
4
5
5
5
3
Having a side hustle and investing
I do not have any barriers I'm always open to creating additional wealth
It's slow
Savings
Yes
9/27/2021, 5:57 PM
Grayston
Contact
167
130079982
40
Matric (didn't pass)
Durban
Female
Employee
R2,001 - R4,000
3
Single
3
Other
Environment
No
I don't have any additional income after basic life expenses
Strugling
It's impossible for me my salary is too small
Yes
1
9
3
4
4
1
4
2
5
5
3
Invest in properties
Investing
Scared
Funeral Cover
Yes
9/27/2021, 5:58 PM
Enviro
Contact
168
126422358
35
Matric (didn't pass)
Johannesburg
Female
I belong to the Collection team. I trace payment for clients who made payments on their policies
R2,001 - R4,000
1, 10
Dating/in a relationship
1
Finance
No
I don't have any additional income after basic life expenses
Paying off debts & financially secure
Being financially secure
No
2, 11
5
2
3
1
1
1
1
3
1
Investing in property
Money
Very poor
Investments
Yes
9/27/2021, 5:59 PM
Fullserve
Contact
169
119540164
24
Some tertiary education
Johannesburg
Male
Construction
R6,001 - R8,000
5
1
2
Other
Manufacturer
Yes
I give it to members of my family
Financial freedom and security for future
Having everything you want and being able to give back to the community
Yes
8
Yes
4
4
2
4
4
4
4
5
5
Yes
I didn't answer that
People are working their ways of financial freedom but this covid 19 just makes things difficult for people of South Africa
Life Cover
Yes
9/27/2021, 6:06 PM
Contact
170
111619374
25
Tertiary degree
Pretoria
Female
Financial investment advisor
R8,001 - R25,000
1
2
0
Finance
Sometimes
I take the money and invest it in other opportunities
My family, making sure they have all they need in life and having financial freedom.
Having an abundance of valuable possessions and money.
Yes
3
Yes
4
5
4
4
3
4
5
5
4
Investing in stocks, local business and in cryptocurrencies. The best way is to invest in multiple different investment companies in case one collapse Will still have others. Like they say; never put all your eggs in one basket.
None
I feel that they spend more money on things that aren't important which end up being a waste instead of looking for ways to maximize income.
Investments
Yes
9/27/2021, 6:08 PM
Contact
171
111618394
26
Diploma
Pretoria
Male
Self employed
R6,001 - R8,000
1, 11
2
1
Agriculture
Yes
I take the money and invest it in other opportunities
To build generational wealth
Having valuable assets such as stocks and other things that gives returns
Yes
1, 3, 2008
Yes
3
5
1
5
2
3
4
5
5
Investments as stocks, shares and ETF among others
My lack of marketing skills and preference of formal routes
We rarely have discussions about it when we do we are likely to think of scams
Investments
Yes
9/27/2021, 6:20 PM
Contact
172
125201700
35
Passed matric
Pretoria
Female
Cosmetic Consultant
R8,001 - R25,000
11
Life-long partnership
3
Other
Retail
No
I don't have any additional income after basic life expenses
Very strict
Having a house, investments&having businesses
Yes
1
Yes
4
5
2
1
5
2
5
4
5
Investment for me is the best thing
Investing at local businesses, Cryptocurrency
Its very scary
Savings
Yes
9/27/2021, 6:24 PM
Dischem Pharmacies
Contact
173
120917323
35
Matric (didn't pass)
Durban
Male
Technician, monthly salary
R6,001 - R8,000
1
Married
3
Other
Security
Yes
I give it to members of my family
My own home one day
Finance, property, and family
Yes
8
No
Yes
3
4
2
4
4
2
2
4
3
Set a goal and work towards it
Finance
It's very tough right now but I hope that our country works together in building every individual up instead of a certain race, one country one love.
I would not prioritise any of these financial products
Yes
9/27/2021, 6:28 PM
Enforce electronics
Contact
174
111617126
33
Diploma
Vanderbijlpark
Female
Call centre agent
R4,001 - R6,000
1, 5
2
2
Other
Sales
Yes
I put money away and save
Being financially free
Having shares in different companies
Yes
2
Yes
4
5
4
3
2
4
4
5
2
Having multiple income
Time
It is good
Life Cover
Yes
9/27/2021, 6:30 PM
Contact
175
125012083
40
Tertiary degree
Johannesburg
Female
Self employed
R25,001 - R100,000
1
Life-long partnership
4
Personal Household
Yes
I put money away and save
Create generational wealth.
Savings, investments, property, assets-Debt free.
Yes
7
Yes
5
5
1
5
2
4
5
4
5
Investing in property.
I have none.
I want to create additional wealth.
It's very important.
Investments
Yes
9/27/2021, 6:31 PM
NA
Contact
176
111630978
25
Tertiary degree
Durban
Female
Information technology
R25,001 - R100,000
3
2
2
Other
Information technology
Yes
I take the money and invest it in other opportunities
I do budget and have investments
Wealth is having all the things you desire, being able to get what you want. When you can afford everything
Yes
1
Yes
5
5
5
5
1
1
2
5
4
The best way is to save money in the bank.
Fear of being scammed
Some people are scammers, they not loyal they create fake investment site so it's not easy to generate wealth in South Africa
Funeral Cover
Yes
9/27/2021, 6:34 PM
Contact
177
130087860
18
Passed matric
Phalaborwa
Female
I make my money off sponsoring brands on Instagram
R4,001 - R6,000
1
Dating/in a relationship
0
Other
I sponsor brands on Instagram
Yes
I put money away and save
to buy my own house
having enough money to get you by and having more just for fun
Yes
1
Yes
2 I don't wanna risk it
4 probably
2
3
1
5
2
4
5
to do what you love
I don't really have time
it is hard to get money
Savings
Yes
9/27/2021, 6:35 PM
Instagram
Contact
178
126449144
25
Some tertiary education
Gauteng
Female
Administration
R2,001 - R4,000
1, 3
Single
2
Medical
Sometimes
I use it for entertainment (Going out etc.)
Financial freedom
Money in the bank , having a house and successful business
Yes
2, 6, 2009
3
4
3
2
4
3
5
5
4
Side hustle
Risk
Slow
Medical Aid
Yes
9/27/2021, 6:49 PM
Medscheme
Contact
179
120122302
35
Passed Matric
Polokwane
Female
Self employed selling beauty and cosmetic products
2
7 ,1 ,2, 3, 5, 10, 11
4
1
Other
Avon
Yes
I take the money and invest it in other opportunities
To grow my business
Having a business
Yes
2,4,6 and 7
3
1
1
1
1
4
5
5
5
Investments are the best and starting your own business
Being financially unstable and not generating enough income to put in to those investments
It's very hard since jobs are limited
Investments
Yes
9/27/2021, 7:11 PM
Contact
180
126473827
28
Honours level degree
Cape Town
Female
Customer service advisor
R4,001 - R6,000
2
Single
1
Finance
Sometimes
I use it to make purchases (Clothing, Accessories)
Financial freedom
Having money in the bank and be rich having everything that I need car and a house
No
11
Yes
3
3
2
1
1
1
2
3
3
It would be to invest in property and stop spending Money on unnecessary things
Spending too much on a little income and being afraid of taking risk and starting business and investing
You make your own wealth
Investments
Yes
9/27/2021, 7:44 PM
Sigma sa
Contact
181
126460983
29
Some tertiary education
Vanderbijlpark
Female
Acc clerk
R4,001 - R6,000
5, 1
Single
1
Other
Retail
No
I use it for entertainment (Going out etc.)
Working hard
Having enough money for your need and wants
No
2
Yes
1
1
4
1
1
2
1
3
4
Participants in side hustles like .. herbal life ... avon
Not having enough funds
Very hard because of unemployment
Funeral Cover
Yes
9/27/2021, 8:01 PM
Hidrou land
Contact
182
111643069
26
Diploma
Polokwane
Female
Waitress
R2,001 - R4,000
1
2
1
Hospitality
Yes
I put money away and save
To have my own businesses and be my own boss
An abundance of value possessions or money
Yes
1
Yes
5
5
3
3
4
3
2
5
3
Side hustle and investment
I don't have enough funds to invest in property
Good feeling s
Funeral Cover
Yes
9/27/2021, 8:04 PM
Contact
183
115918769
22
Matric (didn't pass)
KwaMhlanga
Female
1
1 and 6
2
0
Agriculture
Yes
I give it to members of my family
To have a budget plan and have financial advisor
Wealth can be define to owning a business and money In the bank.
No
1,4 and 7
5
1
1
1
2
3
1
5
4
To invest in a business and put the money In the bank.
To invest in a local business
Some people don't know about investing their money they can generate wealth.
Savings
Yes
9/27/2021, 8:59 PM
Contact
184
120897099
19
Matric (didn't pass)
Brakpan
Female
OK
R8,001 - R25,000
7
Single
1
Other
Student
No
I put money away and save
Shipping
Money in the bank
No
10
Yes
3
3
2
2
4
3
4
5
3
Side hustle
Multi level marketing companies
Its good
Funeral Cover
2
9/27/2021, 9:41 PM
Student
Contact
185
121527444
38
Passed matric
East London
Male
Trainee fitter and turner
R8,001 - R25,000
1
Married
3
Other
Metal industry
No
I don't have any additional income after basic life expenses
Nothing
Having a house
No
7
Yes
1
4
4
3
2
3
4
4
4
Side hustle
Invest in property
Not worth it
Medical Aid
Yes
9/28/2021, 7:08 AM
Tem tooling
Contact
186
120903121
29
Some tertiary education
Durban
Female
Marketing manager
R8,001 - R25,000
2, 3, 2001
Dating/in a relationship
1
Finance
Sometimes
I put money away and save
To be able to buy that luxurious car and house
Having friends and family who support you and your dreams is being wealthy to me.
Yes
3, 6, 2008
Yes
4
5
4
5
4
4
5
5
5
I believe property would be the best way
I don't have those answers
I feel if we were to spend more of our time thinking of ways to make money and create more jobs for the youth our generation will be the wealthiest
Medical Aid
Yes
9/28/2021, 9:11 AM
Kukwangawo media
Contact
187
130220449
25
Honours level degree
Nelspruit
Male
Software Engineering
R25,001 - R100,000
1, 3, 2008
Single
0
Trade
Yes
I take the money and invest it in other opportunities
Everything
Being smart
Yes
1, 3, 7, 8
1
2
1
5
1
2
4
1
5
Trading
Trading & investing on stock markets
It's extremely poor & people are not even trying to change tht
Investments
Yes
9/28/2021, 9:38 AM
I'm the owner
Contact
188
111619140
18
Passed matric
Durban
Male
Student financial aid
R2,001 - R4,000
3
2
0
Other
IT
Yes
I take the money and invest it in other opportunities
I do investments
an abundance of valuable possessions or money
Yes
7
Yes
1
5
3
5
4
5
5
4
5
Through property investment
I don't trust it
Poor
I would not prioritise any of these financial products
Yes
9/28/2021, 9:39 AM
Contact
189
111678297
31
Passed matric
Klerksdorp
Female
I am self employed
R4,001 - R6,000
1
2
2
Social Services
Yes
I put money away and save
I am saving for my kids future & never to find myself in debts
Owing everything in my name without any debt
Yes
1, 2, 2008
Yes
1
1
2
5
4
4
3
5
5
Starting a side hustle & saving is the best options
Unexpected emergencies
It's the only option considering the high unemployment rates
Investments
Yes
9/28/2021, 9:43 AM
Contact
190
111657406
28
Diploma
Nelspruit
Male
Electrical Technician
R6,001 - R8,000
7
2
1
Trade
Yes
I put money away and save
Financial freedom is my necessity
Having business
No
3
Yes
Yes
3
1
1
2
1
2
1
5
4
Business
Capital
I think south Africa is the best interms of wealth generation
Medical Aid
2
9/28/2021, 10:02 AM
Contact
191
130223277
27
Some tertiary education
Middelburg
Female
Full time employed
R6,001 - R8,000
1
Single
1
Other
Education
No
I put money away and save
Financial stability
Being able to pay my wah ouf
Yes
10
Yes
5
5
4
4
5
4
5
4
3
Opening a business
Time and capital
It's possible
Investments
Yes
9/28/2021, 10:06 AM
Mhluzi tech
Contact
192
119667920
42
Passed matric
Vryburg
Female
Retail
R2,001 - R4,000
4
2
2
Other
Retailers
No
I put money away and save
Have enough to live a better life
Jus to have enough to eat everyday a roof over my head and all the love and Peace in the world that's happiness
No
11
Yes
3
5
1
2
5
5
2
4
4
Maybe a sidehusle business online
To get the money to start off
Here is nothing but nothing opportunities for us only usa
Funeral Cover
Yes
9/28/2021, 10:24 AM
Contact
193
120900358
30
Some tertiary education
Soweto
Female
Admin
R8,001 - R25,000
1, 3, 4, 5, 9, 10
Single
1
Other
Construction
Sometimes
I put money away and save
To save for future and unforseen circumstances
By having enough money and investment that you can pass to the next generation
No
1, 2, 2003
5
5
3
2
4
3
5
5
5
Working hard and finding ways of Making additional income
The risk it carries
It is limited. No enough support and resources from our government
Savings
Yes
9/28/2021, 10:44 AM
Bnf
Contact
194
127838906
39
Matric (didn't pass)
Johannesburg
Male
Self employed
R2,001 - R4,000
1, 2
Single
0
Other
Baking
Yes
I put money away and save
To save for future emergencies, to save for things that I might need in the future
Wealth is associated with living luxury. Nice house,cars, wearing expensive clothes just being able to afford life
Yes
1, 8, 2009
3
3
2
1
1
2
4
5
2
According to me the best way would be having a small side business, renting out space in the form of rooms also helps
The means to find affordable sources e.g business investment or life cover. Finding something that meets my budget and giving full on trust
Its rare as the country is faced with high rate of unemployment. So we all basically eating from hand to mouth with little thought of generating wealth
Life Cover
Yes
9/28/2021, 11:20 AM
None
Contact
195
116036504
26
Passed matric
Female
R2,001 - R4,000
12, 30
Other
Education
No
I don't have any additional income after basic life expenses
I would like to have my own bakery busisiwe
Having a business
No
8
No
Yes
2
1
4
1
2
1
5
5
5
Property investment and legal investment plus a side- hustle is the best way to generate additional wealth
Start up capital and finding the right target market
Most young people don't know how to generate wealth this means the are more unlikely changes for people to generate wealth
Investments
Yes
9/28/2021, 7:43 PM
Contact
196
125026388
26
Passed matric
Male
R4,001 - R6,000
12, 30
Other
Security industry
Sometimes
Other
Somtimes i send it to my baby mama
Consitency
Having a lot of money
No
8
Yes
2
2
2
3
2
2
3
2
2
Having extra income
Having a small business
Low
Savings
Yes
9/28/2021, 10:08 PM
Bidvest proteacoin
Contact
197
116432822
24
Technicon
Female
R2,001 - R4,000
12, 30
Finance
No
I don't have any additional income after basic life expenses
A apartment and have my own space
Not running out of money
No
10
Yes
Yes
5
5
5
2
3
1
1
5
1
Open a local business
Work getting busy to even run a business
The economy is low
Funeral Cover
Yes
9/29/2021, 8:17 AM
Contact
198
115458363
25
5
Rustenburg
1
Self employed
4
1
2
1
Other
Education
Yes
I take the money and invest it in other opportunities
My aspiration is to become financially stable and independent through various income generating projects or investments. I would like to grow SMEs.
Wealth is any valuable a person could have from one's idea to businesses which in turn bring money for buying material things like houses and cars.
Yes
2, 3, 6, 9
4
4
5
4
5
4
4
4
5
The best way would be investing in multilevel marketing companies such as AVON, Herbalife and Nuskin.
I didn't answer unlikely or extremely likely but in my opinion the biggest barrier in creating additional wealth would be fear of loss.
I feel optimistic when it comes to wealth generation in South Africa.
Investments
Yes
9/29/2021, 11:22 AM
Contact
199
126471686
30
Some tertiary education
Cape Town
Male
Graphic designer
R8,001 - R25,000
1, 3, 5, 6, 7, 8, 10, 11
Married
1
Other
IT
Yes
I put money away and save
To grow my savings
Having investments and growth financially
Yes
7
Yes
3
5
3
4
2
5
5
5
5
Side hustle and investment
Getting more clients for a business
The economy is not doing so well, and unemployment rate is high. So wealth generation is lacking a bit
Investments
Yes
9/29/2021, 12:38 PM
ACM
Contact
There are no rows in this table
Financial Aspiration
Wealth definition
Best ways to generate additional wealth
Barriers to creating wealth
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